Dividend Update on Waterstone Financial: Key Details Before the Oct 8, 2025 Ex-Dividend Date

Waterstone Financial (WSBF) has announced its latest dividend schedule, offering $0.15 per share to eligible shareholders. The ex-dividend date is set for Oct 8, 2025, meaning investors must hold the stock by that date to receive the payout. The dividend will be distributed on Nov 3, 2025, and is consistent with the company’s most recent quarterly payout on Aug 1, 2025. While this payment aligns with the previous quarter’s amount, it is slightly lower than the average of the last 10 dividends, which stands at $0.1742 per share. This suggests a modest reduction in the dividend rate, though the company continues to maintain a regular cash dividend pattern. Investors should note that the ex-dividend date is the final day to purchase shares and qualify for the dividend—any transactions after that date will not grant dividend rights.

Recent developments highlight WSBF’s stable dividend policy and broader corporate activity. Over the past week, the company filed a Form 3 with the SEC, disclosing that director Molly A. Mulroy directly owns 8,798 shares of common stock. The filing, executed via attorney-in-fact on Oct 2, 2025, reflects compliance with insider reporting requirements and signals a routine but necessary disclosure. Analysts have noted that this level of ownership, while not large enough to indicate substantial control, aligns the director’s interests with shareholders. Since the last update, there have been no significant changes to the company’s ownership structure or financial instruments held by insiders, suggesting a stable corporate governance environment. This Form 3 filing is part of ongoing regulatory adherence and does not indicate any strategic shift in the company’s operations or ownership dynamics.

As of late, WSBF has maintained a steady dividend yield, reinforcing its appeal to income-focused investors. Recent reports have focused on the company’s consistent payout pattern and its position within the banking sector. While the latest dividend is slightly below the 10-quarter average, it remains a reliable source of income for shareholders. Market observers have also noted that the company’s recent filings and disclosures reflect strong internal controls and transparency, which are positive fundamentals for long-term investors. Over the past week, there has been no significant insider trading activity beyond the standard Form 3 filing, and no major operational or financial changes have been reported that could impact the company’s earnings or stock performance. The overall market sentiment appears to be neutral, with the stock remaining relatively stable in the context of broader market trends. As the ex-dividend date of Oct 8, 2025 approaches, investors should finalize their positions to ensure eligibility for the $0.15 per share dividend.