Deutsche Bank Sells Retail Banking Business in India

Deutsche Bank is selling its Indian retail banking business, according to sources. The bank's income breakdown shows retail banking and private banking accounting for 35.1%, investment, finance and market banking for 35.6%, and corporate banking for 24.9%. Deutsche Bank had managed EUR 666.3 billion in current deposits and EUR 478.9 billion in current loans at the end of 2024. The sale of its Indian retail banking business is likely to impact its product offerings and customer base.

Deutsche Bank AG, one of the largest German banking groups, has reportedly put its Indian retail banking business up for sale, according to sources. This decision comes amidst significant regulatory scrutiny and financial challenges faced by the bank. The sale is expected to impact the bank's product offerings and customer base in the region.

The bank's income breakdown shows that retail banking and private banking account for 35.1% of its total revenue, while investment, finance, and market banking contribute 35.6%. Corporate banking accounts for 24.9% of the total income [2]. At the end of 2024, Deutsche Bank AG managed EUR 666.3 billion in current deposits and EUR 478.9 billion in current loans.

The sale of the Indian retail banking business is likely to reshape the bank's operations and customer base in the region. The move follows a series of regulatory fines and compliance issues that have impacted the bank's reputation and financial performance. In 2025, Deutsche Bank faced a HK$23.8 million fine from Hong Kong’s SFC for misreporting, overcharging clients, and ESG misrepresentation in 1,851 research reports over a decade [3]. This penalty is part of a broader pattern of regulatory scrutiny that has eroded institutional investor trust and distorted stock valuations.

The sale of the Indian retail banking business is a strategic move aimed at streamlining operations and focusing on core competencies. However, it is likely to have significant implications for the bank's overall financial performance and market position. As the bank continues to navigate regulatory challenges and compliance issues, the sale of its Indian retail banking business is a step towards addressing these challenges and improving its financial health.

References:

[1] https://www.marketbeat.com/instant-alerts/filing-freedom-investment-management-inc-buys-shares-of-25681-deutsche-bank-aktiengesellschaft-db-2025-08-27/
[2] https://www.marketscreener.com/news/deutsche-bank-puts-india-retail-banking-business-up-for-sale-sources-say-ce7c50d2df80ff23
[3] https://www.ainvest.com/news/regulatory-compliance-risks-global-banking-lessons-deutsche-bank-hk-23-8m-fine-2508/