Crypto Rewards Credit Cards Gain Global Momentum in 2025

Crypto rewards credit cards are increasingly gaining traction as a convenient way for consumers to accumulate digital assets through everyday spending. Instead of cashback or travel miles, these cards offer Bitcoin, Ethereum, Solana, or other cryptocurrencies as rewards. This model has transformed routine purchases into potential investment strategies, particularly appealing to crypto enthusiasts and everyday users alike [1]. The growing global availability of these cards marks a shift from a U.S.-centric offering to a more international presence, reflecting the expanding acceptance of crypto in mainstream finance [1].

In 2025, six cards stand out for their unique offerings and competitive rewards. The Gemini Credit Card offers a diverse range of rewards across multiple categories and supports over 50 cryptocurrencies, making it a top choice for users seeking flexibility. It delivers instant rewards with no annual or foreign exchange fees, but its availability is limited to the U.S., and some bonus categories are capped [1]. Meanwhile, the Crypto.com Visa Card provides a tiered cashback system in the platform’s native token, CRO, with the highest rate reserved for those who stake significant amounts of CRO for extended periods. This model offers lucrative returns but comes with volatility due to CRO’s price fluctuations [1].

The Coinbase Card stands out for its integration with the Coinbase platform, allowing users to spend directly from their crypto or fiat balances. It offers up to 4% rewards in select altcoins and is particularly beneficial for those who prefer to use crypto in their daily transactions. However, it is not a credit card, so it doesn't offer credit-building benefits [1]. The Binance Visa Card is notable for its high reward potential—up to 8% in BNB—but requires substantial holdings to qualify for the top rate. It is widely available across Asia and the Middle East but is not issued in the U.S. or EEA [1].

The Nexo Card is a unique offering that allows users to leverage their crypto as collateral for a credit line, enabling them to spend without selling their assets. It provides 2% rewards in BTC or NEXO and has no foreign exchange or monthly fees, making it ideal for long-term crypto holders. However, users must maintain sufficient collateral to avoid margin calls [1]. The Venmo Credit Card, while not crypto-specific, is an accessible option for beginners. It offers cashback that can be automatically converted to major cryptocurrencies within the Venmo app, providing an easy entry point into crypto rewards [1].

Choosing the right card depends on individual spending habits, preferred rewards, and geographic location. For instance, those who prioritize global availability and high crypto returns may lean toward Binance or Nexo, while U.S.-based users might find Gemini or Venmo more suitable [1]. As the crypto industry continues to evolve, these cards are becoming more competitive, accessible, and user-friendly, bridging the gap between traditional finance and digital assets.

Source: [1]6 Best Crypto Rewards Credit Cards in 2025: Earn Crypto While You Spend (https://coincheckup.com/blog/crypto-rewards-credit-card/)