Crypto Payments Surge 35% for Daily Expenditures Globally

Bitget Wallet, a leading non-custodial crypto wallet, has released a comprehensive report highlighting the evolving landscape of crypto payments. The report, titled "PayFi Unlocked," is based on a survey of nearly 4,600 global users and underscores the shift in how digital assets are being utilized. The findings reveal that crypto is no longer just an investment tool but has become a mainstream method for daily expenditures, including groceries, school expenses, game credits, and high-end purchases.

The report emphasizes the integration of crypto into the daily lives of users across different generations and geographies. Bitget Wallet, with 80 million users worldwide, observes that digital assets are increasingly being used for transactions rather than just being stored. The company's strategy focuses on making crypto payments as seamless as traditional cash or card payments, leveraging QR-based payments, crypto-linked cards, and in-app purchases.

The most prominent use cases for crypto globally include gaming (36 percent), daily purchases (35 percent), and travel booking (35 percent). Users are opting for crypto transactions in areas where traditional finance is slow, expensive, or discriminatory. The report also highlights regional differences in crypto adoption. In East Asia, digital products and daily spending are the most popular, with 41 percent interest and spending. In Southeast Asia, gaming (41 percent) and gifting (36 percent) are driven by the region's interest in play-to-earn games and decentralized finance applications.

Africa stands out for its use of crypto in education, with 38 percent of learners preferring digital assets for educational opportunities. Latin America leads in purchasing digital products (38 percent) and online shopping (35 percent), motivated by economic fluctuations and the search for inflation-resistant assets. In the Middle East, crypto is becoming a lifestyle currency, with 41 percent using it for gaming, 31 percent for luxury goods, and 29 percent for cars. Eastern Europe shows high adoption rates for real estate (29 percent) and travel (37 percent), reflecting the growing importance of cryptocurrencies as tools for asset diversification and mobility.

The report also delves into generational differences in crypto usage. Gen Z (18-29) is most interested in gaming (39 percent) and digital gifting (35 percent), valuing convenience, speed, and socially integrated systems. Millennials (30-44) are balanced adopters, interested in travel (36 percent), gaming (35 percent), and digital products (35 percent), using crypto for convenience and cross-border efficiency. Gen X (45+) is more pragmatic, focusing on travel bookings (40 percent), online shopping (36 percent), and real estate (30 percent), driven by stability, long-term investment, and high-investment deals.

Bitget Wallet has enhanced its infrastructure to support everyday crypto use, including an in-app Shop tab for purchasing goods and services with digital assets. The wallet also supports QR code scanning and blockchain-native payments, making transactions convenient in shops or browsers using connected crypto cards. The company's leadership predicts that payments will become one of the most fungible segments of crypto in the coming decade, with blockchain-based systems offering greater efficiency, transparency, and inclusivity compared to traditional finance.

The report concludes that the crypto ecosystem is transitioning from speculative value to actual utility, with payments becoming the touchpoint between Web3 infrastructure and mass adoption. The message to builders, merchants, and developers is clear: the tools are available, users are ready, and it is time to create experiences that enable everyday spending in crypto.