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Duefe, a prominent figure in the cryptocurrency community, has advised investors to acquire and hold 1,000 XRP tokens until 2029, asserting that this strategy could lead to significant financial benefits within the next four years. In a recent post on X, Duefe urged the crypto community to accumulate at least 1,000 XRP, suggesting that this amount could lead to a financially independent lifestyle by the end of the decade. The term “joyous and free life” used in the tweet aligns with widespread goals among investors, such as achieving early retirement or reaching a level of financial stability that affords comfort and autonomy.
At the current market value of $2.09 per token, acquiring 1,000 tokens would require an investment of approximately $2,060. On-chain analytics data shows that around 230,853 wallet addresses hold between 500 and 1,000 XRP, while a more substantial 528,736 addresses hold between 1,000 and 5,000 tokens.
The definition of financial freedom varies significantly depending on an individual’s circumstances, particularly their geographic location and cost of living. In wealthier countries, reaching financial independence might require assets worth $2 million or more. Conversely, in regions with lower living costs, a sum of $500,000 could be more than sufficient to meet that goal. Using these benchmarks, for a 1,000 XRP holding to be worth $500,000 by 2029, the token would need to reach $500 per unit. To hit a $2 million valuation, the price would need to climb to $2,000 per coin. These projections represent price increases of approximately 23,823% and 96,053%, respectively, from current levels.
The 2029 target year appears to align with projections for the next major bull run in the crypto sector, expected to follow the Bitcoin halving scheduled for 2028. Historically, Bitcoin halving events have preceded broad market rallies, influencing prices across various digital assets, including XRP. A comparable pattern was observed during the 2024–2025 cycle, when XRP surged from around $0.50 to more than $3.30. Although the token has since stabilized, many analysts remain optimistic about its long-term growth, anticipating that XRP could see even higher gains during the next market cycle.
Price forecasts for XRP in 2029 vary significantly. According to Changelly, XRP could reach a peak price of $13.21, valuing a 1,000-token portfolio at $13,210. On the other hand, prediction platform Telegaon offers a more optimistic estimate, suggesting that XRP could trade between $25.06 and $36.79. If the latter forecast holds, a 1,000 XRP holding would be worth up to $36,790. Although there is no consensus on how high XRP will climb by 2029, Duefe’s recommendation reflects the broader belief among crypto enthusiasts that long-term holding could yield substantial returns, especially in anticipation of another major market expansion.

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