Crypto Cards Gain Popularity as Global Adoption Rises in 2025

Generated by AI AgentCoin World
Friday, Jul 4, 2025 11:47 am ET10min read

Crypto cards are payment cards that can be debit or credit, allowing users to spend digital assets. They work by converting digital assets into fiat currency at the point of spending, enabling seamless transactions in the traditional financial system and supporting the general crypto adoption. In 2025, crypto adoption continues to rise worldwide, boosting demand for easy and fast ways to spend digital assets. To help make crypto a part of your daily life, we’ve compiled a list of the top 5 crypto cards that you can use for spending crypto while enjoying multiple benefits.

Our top 5 picks for the best crypto cards you can use in 2025 for seamless, easy spending and a full pack of advantages. This list of crypto cards includes debit and credit cards with crypto rewards, along with their top features and benefits. We also explained how crypto cards work.

The Crypto.com

Card is a prepaid debit card, similar to a debit card. However, while debit cards are linked to your bank account, the Crypto.com Visa prepaid card needs to be topped up. You can top up your Crypto.com Visa Card via bank account transfers, other credit or debit cards, or via the Crypto Wallet. Key features of Crypto.com Visa Card include no annual fees, the option to top up with cash or crypto, 5% Cashback on spending, multiple fiat options including USD, EUR, AUD, BRL, CAD, SGD, GBP, and 6 card tiers with various CRO lockups, rewards, benefits, fees, and limits. You can get your Crypto.com Visa card by creating your Crypto.com account, selecting your card based on your preferred benefits and rewards, locking up CRO, and starting to spend your crypto straight via your card, or by adding it to Pay or Google Pay. Crypto.com Visa card provides various rewards and benefits based on the type of card you choose, making it one of the best crypto cards you can get in 2025. The Crypto.com Visa cards come with various benefits, depending on the type of card you choose. Here are the top benefits of Crypto.com Visa card: priority support, phone/chat support, private account manager, subscription rebates for and , airport lounge access, and exclusive experiences in F1, UFC, UEFA, and more. The Rose Gold, Obsidian, and Prime cards offer the most benefits with permanent subscription rebates on Netflix and Spotify, and airport lounge access for you and one other guest. Crypto.com Visa cards come with various fees and limits, depending on the card you choose. You can enjoy free ATM withdrawals, a specific ATM withdrawal cap, and an aggregated top-up limit, based on the various types of cards. For instance, the Midnight Blue card offers free ATM withdrawals for $200/month, its ATM withdrawal cap is $5,000/month, and the aggregated top-up limit is $25,000/month. The limits go up for the other cards available. The Obsidian card offers free ATM withdrawals for $1,000/month, the ATM withdrawals cap is $10,000/month, and the aggregated top-up limit is $25,000/month. For the Prime card, these limits still have to be announced. You will pay 0% fees for seven days on buying and selling crypto. After that, there’s a 1% top-up fee, and an ATM withdrawal fee of 2% on amounts above the monthly free ATM limit. You can use your Crypto.com Visa Card anywhere Visa cards are accepted, including millions of merchants worldwide. In other words, you can use it at any physical store or online retailer that accepts Visa payments. You can withdraw money from your Crypto.com Visa card via a regular ATM, or you can transfer funds to your linked bank account via the Crypto.com app. Crypto.com Visa Card is one of the best crypto debit cards to use in 2025, offering you various rewards and benefits that will shape your crypto journey while supporting global adoption. You can spend your crypto straight via your card, or you can add it to Apple Pay or Google Pay.

The Gemini Credit Card is one of the top credit cards with crypto rewards in 2025. Gemini crypto exchange teamed up with card network

and WebBank, the issuing bank, to provide you with various innovative features for the . The sleek metal card is available in black, silver, or rose gold. We included the Gemini Credit Card in our list of crypto cards to use in 2025, due to its multiple features and various benefits. Key features of the Gemini Crypto Credit Card include crypto rewards on purchases, instant rewards, no annual fee, so that you can get the full value of your rewards, 24/7 live customer support via various channels, security-first design with contactless design, and advanced security with ID theft protection, zero liability, and price protection. Gemini Credit Card offers rewards based on various tiers. Here are the everyday crypto back rewards categories for the Gemini Credit Card: 4% back on gas, EV charging, transit, taxis, and rideshare, 3% on dining, including traditional restaurants, bars/nightclubs, and fast food, 2% on groceries from traditional grocery stores and specialty food stores (Costco, Sam’s Club, candy stores, and bakeries excluded), and 1% on all other qualifying purchase transactions. The Gemini Credit Card, one of the best crypto cashback cards, is the first to deliver instant crypto rewards at the time of purchase, offering you full control over your rewards and allowing you to benefit from every price appreciation of your reward from the moment of transaction. During the summer of 2025, you can earn 10% back in crypto when you use your Gemini Credit Card at public/private golf courses. 10% back is available on up to $250 in spend/month, and then 1% thereafter in that month. This promotion runs until September 30, 2025. The Gemini Credit Card provides the following benefits: top-notch security, crypto rewards, including instant rewards, zero fees, special crypto back promotions, and World Mastercard Benefits with select merchants like , HelloFresh, , and ShopRunner. If you’re looking for one of the best crypto credit cards, Gemini provides a viable option. Here’s an overview of the Gemini Crypto Card fees: Transaction Fees, Cash Advance Fee $10 or 3% of the amount (whichever is greater), Foreign Transaction Fee None, Interest Rates, Purchase APR 17.24% – 29.24% (variable, based on Prime Rate), Cash Advance APR 30.24% (variable, based on Prime Rate), Penalty APR 34.24% (variable, based on Prime Rate), Penalty Fees, Late Payment Fee Up to $8, Returned Payment $25 for first, $35 for repeat offenses, Other Fees, Annual Fee None, Card Replacement Fee $20 (after 2 free replacements in 12 months). Also, here is the relevant data regarding the limits of the Gemini Crypto Card: Cash Advance Daily Limit $1,000 max per day, Cash Advance Total Limit 10% of your total credit limit, Crypto Purchases Not allowed (you can’t buy crypto with the credit card), Other Prohibited Uses , paying the card itself, business/commercial use. The Gemini Crypto Card can be used wherever Mastercard is accepted, including physical stores, online retailers, and other services. To apply for a Gemini Credit Card, you have to be at least 18 years old and a legal US resident. You must also have a Gemini exchange account, pass the KYC verification process, and be approved based on a credit check. You can apply for a Gemini Credit Card via the mobile app. After successfully following the steps necesary for applying for a Gemini Credit Card, you will be able to activate a digital version of the card, and you also have the option to receive a physical Gemini Credit Card which can be activated by logging into your account, navigating to Card settings, selecting “Activate your card and set cash advance PIN”. Once you are verified and the digital version of your Gemini Credit Card is issued, you can add it to Apple Pay, Google Pay, or Samsung Pay. The Gemini Credit Card provides 24/7 customer support for all its users. The Gemini Credit Card is one of the best crypto credit cards that earn crypto with top security features and various rewards, including instant rewards at the time of purchasing goods and services.

The

Visa Debit Card, which promises to turn your everyday purchases into crypto rewards, and we added it on our list of top crypto cards you can get in 2025. Coinbase teamed up with Visa and released its Coinbase Visa Debit Card. The has the following top features: US users can earn unlimited crypto rewards from everyday spending, if you’re a US user, you will enjoy zero spending fees and no annual fees, and the Coinbase Visa Debit Card is accepted at more than 40 million merchants worldwide. It’s also worth noting that in the fall of 2025, Coinbase will launch its new Coinbase One Card, which will allow you to earn up to 4% Bitcoin back on every purchase using the new card. Coinbase Visa Debit Card offers the following rewards: you can earn up to 4% back in BTC and crypto, with the reward rate depending on the amount of crypto you hold on Coinbase, you can earn a percentage of your purchases back in crypto, and you can earn rewards in crypto, including BTC, ETH, DOGE, XLM, and more. The Coinbase Visa Debit Card provides the following benefits: 4% crypto back and various rewards on your purchases, seamless card management, 4.5% APY on your first $10,000 of USDC, protection of up to $1,000 worth of crypto from unauthorized access, and vast global reach where Visa is accepted. Coinbase Visa Debit Card’s multiple benefits and rewards options make it one of the best crypto cards you can use in 2025. Spending with the Coinbase card has no transaction fees, but the ATM operator might charge some fees. You can use the Coinbase Visa Debit Card wherever Visa is accepted. Yes, Coinbase does have a debit card. To increase the spending limit on your Coinbase Card, you have to navigate to the Coinbase Card section in your Coinbase account, select “Manage Card” or “Coinbase Card Support.” The Coinbase Card can be topped up via a bank account linked to your Coinbase account, or you can simply transfer funds from the exchange to your card. The Coinbase Visa Debit Card will reward you for your purchases. The Coinbase Visa Debit Card is one of the best debit crypto cards you can choose in 2025, especially thanks to its rewards program. The Coinbase Visa Debit Card is the crypto card created by Coinbase in partnership with Visa. To add your Coinbase card to Apple Wallet, you can use the Coinbase app or the Wallet app on your iPhone. In the Coinbase app, you have to go to the Coinbase Card and select the option to add it to Apple Pay. You can also open the Wallet app on your iPhone, tap the plus button, and follow the instructions to add a new card.

The MetaMask Debit Card is offered by the Web3 wallet MetaMask in collaboration with Mastercard. The MetaMask Card allows instant spending directly from your crypto wallet. Here are the top features of MetaMask Card: crypto payments – You can pay with crypto for everyday purchases, various trewards – You can earn rewards on-chain and IRL, seamless spending – You can tap to pay with USDC,

, or WETH via Apple Pay or Google Pay integrations, full user control – You can go bankless and maintain custody of tokens until you pay, and instant settlement – You can enjoy lightning-fast, low-cost transactions powered by Linea. MetaMask metal cards are on the way, according to the official MetaMask website. The MetaMask debit card provides various rewards and benefits to users. Here are the key rewards the Metamask card offers: you can receive crypto cashback on every purchase, you can earn interest on balances, and you can tap into MetaMask’s global network of partners. MetaMask debit card provides the following benefits: a limited edition MetaMask Metal Card with premium rewards, exclusive events access, and surprise perks, rewards on crypto purchases, cheap and fast crypto transactions, and complete user control of funds. Considering all MetaMask card’s benefits and rewards program, this is one of the best crypto cards you can use in 2025. The MetaMask card transactions involve fees, including a fee for each transaction and a swap fee when converting digital assets to fiat for purchases. There are no annual or maintenance fees for the card. MetaMask debit card also takes a gas fee – for stablecoins like USDC or USDT, a Linea gas fee of about $0.02 is charged. When you use a non-stablecoin like wETH, you will be charged the Linea gas fee of $0.02, and a swap fee of 0.875%. The MetaMask Card allows you to directly spend from your self-custodial MetaMask account. To get the card permission to start spending from an account, you will have to set a spending limit. You can choose a specific limit, meaning that you can only spend as much of a specific token in accordance with the limit that you’ve set. The MetaMask Card is currently in a pilot phase, and it’s only available to MetaMask users in Argentina, Brazil, Colombia, Mexico, Europe (excluding Czechia, Estonia, Latvia, and Lithuania), the UK, and the US (excluding New York and Vermont). You can use the MetaMask Debit Card wherever Mastercard is accepted in these regions. You can add the MetaMask Card to Apple Wallet or Google Wallet for easy and instant transactions. Yes, the MetaMask Debit Card offers various rewards when spending your crypto. The MetaMask Debit Card is one of the best crypto debit cards you can choose in 2025 to spend your digital assets and enjoy rewards and yields.

Trustee Wallet is another important crypto and Web3 wallet, and it has its own Trustee card, one of the best crypto cards you can use. Trustee Crypto Card is an integrated payment card that allows you to use crypto in everyday life. The Trustee payment card comes in two options: virtual and physical. Key features of the Trustee Card include the following: instant conversion to local currency, transparent rates, cash withdrawals and chip payments (for the physical card), and Google Pay and Apple Pay support (for the virtual version). According to the official website, the Trustee Card is temporarily unavailable, and the crypto wallet advises you to issue a card with its partner Quicko Digital for free. Here are the top benefits of the Trustee Card: allows you to withdraw cash at any ATM using a plastic card or an ATM with an NFC module, you can pay in over 60 million stores worldwide and shop online, you can connect your card to Google Pay and Apple Pay, and the Trustee Card is fully licensed and compliant with EU regulations. There are no fees mentioned for the Trustee Card. The Trustee Card is available globally and in the EU, and you can use it in over 60 million stores worldwide, making it one of the best crypto cards if you’re looking for greater reach. You can add the Trustee Card to Apple Pay or Google Pay. To make a purchase, you simply have to tap your phone on a payment terminal, just like a regular bank card. Payments are processed instantly and automatically. To fund your Trustee card, you have to deposit crypto into your Trustee Plus wallet. You can top up your wallet from other crypto wallets or exchanges. To get the Trustee Card, you must first complete verification in Trustee Plus using a passport or an ID card. We added the Trustee Card to our list of top crypto cards because it’s one of the best crypto debit cards for payments in 2025.

Cryptocurrency cards, which can be crypto debit cards or crypto credit cards, are digital asset payment cards that you can use to spend your crypto holdings at merchants who accept them. Crypto cards work by converting digital assets into fiat at the point of spending. Crypto credit cards work by allowing you to borrow funds up to a limit, just like traditional credit cards. You can repay that balance later while also earning rewards along the way, in the case of cards that provide this option. Crypto credit cards are different from crypto debit cards, which allow you to spend funds from your existing crypto balance. To use a crypto credit card, you must choose an exchange/wallet that provides one, create an account on the exchange if needed, complete the verification process, and set up your crypto card. You can then use your crypto card at any merchants that accept them. Here are some of the key benefits of crypto cards: spending your crypto holdings, supporting global crypto adoption, enjoying crypto rewards from the best crypto cashback cards and debit or credit cards that earn crypto, allowing cheap and fast crypto transactions, and offering 100% user control. Cryptocurrency cards also come with risks, including market volatility, fees and taxes, regulatory uncertainty in some locations, and limited spending range. To choose the right crypto card, you must first check out the crypto exchanges or wallets that offer such options. Then, you will have to check out the crypto card’s features to see if they align with your needs: travel-related offers, cashbacks on purchases, staking programs or various types of rewards, locations where the card is accepted, fees and spending limits. In your journey to choose one of the best crypto cards for your needs, you should compare the options available and check out all the features mentioned above to find the best option for you. Apart from our list of top 5 crypto cards, there are other cryptocurrency cards available that are worth taking into consideration. Some of the best examples are the following: Bitget Wallet’s Crypto Card – A Mastercard crypto card with zero fees, launched in partnership with Immersve, Wirex Visa Card – A versatile crypto card for managing both crypto and fiat currencies, accepted in over 61 million locations, Nexo Card – A dual functionality crypto card by the Nexo platform, granting 2% cashback and rewards on transactions, Revolut Crypto Card – A crypto card integrated with Apple Pay and Google Pay, accepted at any merchant that accepts card payments, BitPay Crypto Debit Card – A crypto Mastercard debit card designed for US users, allowing crypto spending, Bybit Card – A crypto card that offers 10% cashback, free issuance, 8% APR on savings, 100% rebates on selected partners, worldwide accessibility, and high security, and Cryptopay – A Visa debit crypto card (both physical and virtual) that can be used anywhere Visa is accepted. We chose our list of top 5 best crypto cards, including Crypto.com Card, Gemini Card, Coinbase Card, MetaMask Card, and Trustee Card, based on their top features, availability, benefits

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