Best Crypto to Buy: Digitap Hits $3.9M as XRP ETF Volume Shatters Records

XRP rose nearly 12% on January 11, supported by strong ETF inflows and falling exchange balances. US spot XRP ETFs recorded $48 million in net inflows on January 7, their largest single-day inflow to date. This marked a shift as the products had previously maintained an unbroken streak of inflows since launching in mid-November 2025 according to Cryptonews.

Meanwhile, Digitap (TAP) continued to attract retail interest, having raised over $3.9 million in its presale. The omni-bank project's focus on integrating crypto with traditional financial systems appeals to investors seeking immediate utility. TAP is currently trading at a significant discount to its initial price as CoinStats reports.

Tilray Brands reported Q2 2026 results showing a 26% year-over-year increase in distribution net revenue. The company attributed this to competitive pricing and favorable foreign exchange impacts. Cannabis revenue accounted for 31% of total revenue, while beverage revenue represented 23% according to Investing.com.

Molson Coors Brewing Co Class B reported Q3 2025 earnings missing forecasts, with EPS of $1.67 and revenue of $2.97 billion. The company faced a 3.3% decline in consolidated net sales revenue and a 11.9% drop in underlying pretax income. CEO Rahul Goyal described these challenges as cyclical according to Investing.com.

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Why Did XRP ETFs See Record Inflows?

XRP ETFs have consistently drawn institutional and advisory channel interest since their launch. These funds have yet to experience a day of net outflows, despite a recent reversal on January 7. The outflow of $40.8 million marked the first since mid-November 2025, but cumulative inflows remain at $1.2 billion according to BeInCrypto.

The continued inflows into XRP ETFs reflect strong institutional demand, even amid price volatility. This trend has helped absorb selling pressure and support the token's upward movement. On-chain data also shows XRP balances on centralized exchanges have decreased, signaling reduced sell-side liquidity as Cryptonews reports.

How Does Digitap Attract Retail Investors?

Digitap's omni-bank ecosystem focuses on making crypto spendable in everyday transactions. This approach appeals to retail investors who prioritize usability and integration with traditional financial systems. Unlike infrastructure-heavy projects like Sui, Digitap offers an immediate value proposition tied to real-world usage according to CoinStats.

The project's presale has raised over $3.9 million, with more than 174 million TAP coins sold. Retail investors are drawn to its deep discount and potential for growth. Digitap's collaboration with Visa further supports its adoption strategy according to CoinStats.

What Are Analysts Watching Next?

Analysts are closely monitoring the performance of XRP ETFs and the broader institutional appetite for the token. While ETF inflows have been resilient, the first outflow raises questions about whether institutional interest is cooling. The movement of Korean retail investors off exchanges also suggests potential volatility according to BeInCrypto.

For Digitap, the focus is on execution and user adoption. The omni-bank must deliver a smooth experience and scale responsibly. Retail investors are tracking platform growth as a key indicator of long-term value. The presale momentum indicates strong retail confidence according to CoinStats.

Investor behavior is shifting toward platforms that eliminate friction and offer immediate utility. Projects like Digitap, which integrate crypto with everyday financial routines, are gaining traction. This trend highlights the importance of usability in attracting and retaining retail investors according to CoinStats.