Best Crypto to Buy Now: Which Altcoins Are Set to Outperform XRP and SOL This Cycle?

Generated by AI AgentMira SolanoReviewed byAInvest News Editorial Team
Thursday, Jan 15, 2026 6:24 am ET3min read
Aime RobotAime Summary

- - Crypto investors are shifting focus to altcoins with real-world utility and clear execution, moving away from

and despite institutional backing.

- - Projects like Remittix ($RMTX) and Digitap ($TAP) gain traction through tangible products (live wallets, crypto-to-fiat tools) and regulatory alignment, attracting $32.8M+ in combined funding.

- - Privacy coins like Zcash face mixed price trends but maintain institutional confidence amid regulatory scrutiny, highlighting growing demand for on-chain anonymity solutions.

- - Market analysis emphasizes execution risk mitigation through defined product timelines and multi-rail settlement capabilities, reshaping crypto investment priorities toward utility-driven projects.

The cryptocurrency market is showing signs of a shift in investor preferences. Instead of chasing traditional favorites like

and , investors are increasingly looking for projects with clear execution and real-world utility . This trend has led to rising interest in newer altcoins such as Remittix and Digitap, which are being positioned as strong contenders for high returns .

XRP, backed by strong institutional support and a growing exchange-traded fund (ETF) narrative, has attracted more than $1 billion in inflows since late 2025

. Despite this, XRP's price performance has been mixed, with the token pulling back from expected highs. Analysts suggest this could indicate growing doubts about Ripple's long-term potential .

Solana, on the other hand, has seen a strong start to 2026, with the token rising to over $143 amid strategic partnerships and institutional interest

. However, its large market cap and current valuation limit the potential for explosive gains. While Solana is expected to perform well during a crypto bull run, it is not seen as a breakout opportunity .

Newer altcoins like Remittix are drawing attention for their real-world applications. The Ethereum-native project is already delivering tangible products, including a live wallet and a confirmed PayFi platform launch on February 9, 2026

. Remittix has also secured $28.8 million in private funding and received CertiK audits, adding to its credibility .

Digitap ($TAP) is another rising star, having raised $4 million in a crypto presale while offering a live global money app and a Visa card for instant crypto-to-fiat transactions

. The token's low price of $0.0427 and planned listing at $0.14 make it an attractive option for investors seeking growth .

Privacy coins like

are also being watched closely amid growing regulatory pressures and increased demand for on-chain anonymity . Zcash's price has experienced a two-month slide, but whales continue to accumulate the token, indicating confidence in its long-term potential .

Why Is the Market Shifting to Altcoins with Real Utility?

The current market sentiment is favoring altcoins that demonstrate clear use cases and execution. Unlike XRP and Solana, which rely heavily on institutional backing and market cycles, altcoins like Remittix and Digitap are delivering tangible products

. This includes live wallets, crypto-to-fiat platforms, and real-world payment solutions .

The growing focus on execution aligns with broader market trends. Investors are prioritizing projects that address real-world problems, such as cross-border payments and everyday financial tools

. This shift is evident in the increasing adoption of crypto-to-fiat solutions and the success of projects that simplify digital asset usage .

Privacy coins, including Zcash and

, are also benefiting from heightened demand for on-chain anonymity. This trend has been fueled by regulatory developments such as the U.S. GENIUS Act and the European Union's MiCA regulation .

What Are Analysts Watching for the Best Crypto to Buy Now?

Analysts are closely monitoring projects with strong adoption potential and defined timelines for product launches

. Remittix, for example, has a confirmed PayFi launch date and multiple exchange listings, reducing execution risk . This clarity is appealing to investors who want to minimize uncertainty .

Digitap is also gaining traction due to its live application features, including a global money app and a Visa card. These tools make crypto more accessible to everyday users and provide immediate utility

. The project's focus on multi-rail settlement and real-time transactions adds to its appeal .

Privacy coins like Zcash are being evaluated for their ability to withstand regulatory pressures while continuing to attract whale investors

. Despite recent price declines, Zcash's large institutional support and growing user base suggest it could regain momentum .

The regulatory environment is a key factor influencing investor decisions. Projects that align with evolving crypto regulations, such as Remittix and Digitap, are viewed more favorably

. This regulatory alignment is critical for long-term sustainability and market acceptance .

What Implications Does This Shift Have for Investors?

Investors are reevaluating their strategies to focus on projects with clear execution and real-world applications. This includes a shift away from large-cap altcoins like XRP and Solana toward smaller, more agile projects with strong growth potential

.

The emphasis on tangible products and execution is changing the landscape of crypto investing. Investors are now more likely to back projects that deliver real-world value, such as cross-border payment solutions and everyday financial tools

. This trend is expected to continue as the market matures .

Regulatory developments will also play a crucial role in determining the best crypto to buy now. Projects that navigate regulatory challenges effectively and align with emerging standards will likely outperform those that do not

. This regulatory alignment is a key differentiator in today's competitive market .

Overall, the current market dynamics favor altcoins with strong execution, clear use cases, and regulatory alignment. Investors are advised to focus on projects with visible progress, transparent teams, and tangible products to maximize their returns

.