Consistently Serving MSMEs, BRI Records a Profit of IDR 60.64 Trillion

Bank Rakyat Indonesia (BRI) has consistently demonstrated its commitment to supporting micro, small, and medium enterprises (MSMEs) in Indonesia, contributing significantly to the bank's financial success. In 2024, BRI reported a consolidated net profit of IDR 60.64 trillion, reflecting the bank's strategic focus on empowering MSMEs and driving economic growth.

BRI's dedication to MSMEs is evident in its loan disbursement, with 81.97% of total loans amounting to IDR 1,110.37 trillion in 2024. This focus on MSMEs has not only supported the domestic economy but has also contributed to BRI's overall growth and profitability.

To support the MSME segment, BRI has implemented several strategic initiatives:

1. Ultra Micro Holding (UMi): UMi is a digital financial services platform that provides savings, credit, and insurance products to micro and ultra-micro entrepreneurs. As of 2024, UMi has served over 180 million savings customers and 36.1 million borrowers, demonstrating its success in reaching and empowering MSMEs.
2. People's Business Credit (PBC): PBC is a credit program designed to support MSMEs by providing affordable financing options. In 2024, PBC disbursed IDR 184.98 trillion, contributing to the growth of the MSME sector.
3. AgenBRILink: AgenBRILink is a network of banking agents that facilitates financial transactions and services in remote and underserved areas. By March 2024, AgenBRILink had expanded to 796,836 agents across 61,122 Indonesian villages, enabling BRI to reach a broader range of MSMEs and provide them with essential financial services.

BRI's commitment to MSMEs has not only driven its financial performance but has also enhanced its reputation and social responsibility. By empowering MSMEs, BRI contributes to job creation, economic growth, and poverty alleviation in Indonesia.



In conclusion, BRI's consistent focus on MSMEs has been a significant factor in its financial success. By implementing strategic initiatives such as UMi, PBC, and AgenBRILink, BRI has effectively supported MSMEs, driving economic growth and enhancing its own profitability. As BRI continues to prioritize MSMEs, it is well-positioned to maintain its strong financial performance and contribute to Indonesia's economic development.