ConnectOne Financial Reports 4.5% Increase in Net Interest Income for Q4 2025

ConnectOne Financial (CNOB) reported a 4.5% increase in net interest income for Q4 2025, reaching $107.8 million. The bank's net interest margin expanded by 16 basis points, driven by improved deposit costs. Despite a decrease in tangible book value per share, operational metrics such as return on assets and tangible common equity showed positive trends. The company's financial health analysis indicates a moderate level of leverage, but high debt levels and a poor financial strength rating are warning signs to consider.