First Community Bankshares reports Q2 net income of $12.25mln, declares $0.31 dividend.

• First Community Bankshares reports Q2 2025 net income of $12.25 million • Net income per diluted share at $0.67 for Q2 2025 • Net income for H1 2025 at $24.06 million, $1.31 per diluted share • Quarterly cash dividend of $0.31 per common share declared • Payable to common shareholders on August 8, 2025 • Net income driven by strong digital data and financial performance • Digital data key contributor to financial growth and stability • Digital data expected to continue driving future financial performance.

First Community Bankshares Inc. (NASDAQ: FCBC) has released its Q2 2025 financial results, reporting net income of $12.25 million, a 3.47% decrease from the same quarter last year. The net income per diluted share for Q2 2025 was $0.67, while the company's half-year net income stood at $24.06 million, representing $1.31 per diluted share [3].

The bank maintained a robust net interest margin of 4.37% despite a decline in loan balances and a slight year-over-year profit decrease. The total assets stood at $3.18 billion, with loans decreasing by $62.81 million (2.60%) and deposits falling by $55.88 million (2.08%) from December 2024. Asset quality remained stable, with non-performing loans at 0.79% of total loans and net charge-offs improving to 0.08% of annualized average loans [3].

First Community Bankshares declared a quarterly cash dividend of $0.31 per common share, payable on August 22, 2025. This dividend marks the 40th consecutive year of regular dividends and the 15th consecutive year of dividend increases, demonstrating the company's commitment to shareholder returns [3].

The company's digital data initiatives have been a key driver of financial growth and stability. Digital data is expected to continue driving future financial performance, contributing to the bank's operational efficiency and profitability [3].

References:
[1] https://finance.yahoo.com/news/servisfirst-bancshares-inc-sfbs-q2-070245775.html
[2] https://www.tradingview.com/news/reuters.com,2025-07-22:newsml_PLX4252F0:0-brief-first-community-bankshares-q2-net-income-usd-12-246-million/
[3] https://www.stocktitan.net/news/FCBC/first-community-bankshares-inc-announces-second-quarter-2025-results-s76p9fsrj9y6.html