Collective Mining's 15min chart triggered Bollinger Bands Narrowing, Bearish Marubozu Candle

Tuesday, Sep 2, 2025 3:36 pm ET1min read

Based on Collective Mining's 15-minute chart, a narrowing of Bollinger Bands and a bearish Marubozu pattern at 09:30 on September 2, 2025, suggests a decrease in stock price volatility, with sellers dominating the market and a continuation of bearish momentum is likely.

Savi Financial Corporation (SVVB), a regional banking institution known for its commercial lending expertise and municipal deposit growth strategies, has recently experienced significant developments. The company has been in the spotlight due to its acquisition by Harborstone Credit Union, which was completed on September 2, 2025. This transaction, valued at approximately $77.6 million, has expanded Harborstone's presence across Washington State, resulting in a combined entity with $2.7 billion in assets, $2.2 billion in loans, and $2.4 billion in deposits [1].

The acquisition has been well-received by shareholders, who are expected to receive approximately $18 per share through two distributions: the first payment of 95% of estimated proceeds in September 2025, followed by a final distribution in Q1 2026. SaviBank's branches will continue to operate under the Harborstone brand, offering enhanced products, services, and technology to existing customers [1].

In addition to the acquisition, Savi Financial has shown resilience in its financial performance. The company reported a net income of $205,000 for Q3 2024, driven by increased net interest income and lower non-interest expense. The net interest margin expanded to 3.52%, indicating a disciplined approach to risk management. Total loans remained relatively flat at $509.5 million, while total deposits increased by 4% to $512.9 million [2].

Despite the challenges faced in previous quarters, Savi Financial has maintained strong capital levels. The company's net interest margin has consistently surpassed the peer average, demonstrating its commitment to operational transparency and growth strategies. The pending acquisition by Harborstone Credit Union is expected to bring additional value to shareholders, as Savi Financial plans to liquidate both the company and SaviBank post-acquisition, distributing net sale proceeds to shareholders [2].

The financial landscape for Savi Financial appears to be evolving, with a focus on strategic acquisitions and operational improvements. As the company continues to integrate with Harborstone Credit Union, investors should closely monitor developments to understand the combined entity's potential impact on the regional financial markets.

References:
[1] https://www.stocktitan.net/news/SVVB/
[2] https://www.stocktitan.net/news/SVVB/

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