Coinflow Challenges Stripe in Stablecoin Payment Race with $25M Boost

Coinflow, a Chicago-based stablecoin payment service provider, has secured $25 million in a Series A funding round led by Pantera Capital, with participation from Coinbase Ventures, CMT Digital, The Fintech Fund, Jump Capital, and Reciprocal Ventures. The round follows the company's 23x revenue growth since its 2024 seed funding and its expansion to 170+ countries. Coinflow's platform leverages stablecoins to enable instant global payments and payouts, addressing inefficiencies in traditional cross-border transactions. The funding will accelerate its mission to scale infrastructure for real-time, fraud-free settlements, with a focus on expanding coverage in Asia and Latin AmericaStablecoin startup Coinflow raises $25 million Series A to …^[1].

The startup's technology integrates stablecoins, AI-driven fraud prevention, and blockchain proof-of-delivery to streamline financial flows. By acting as an intermediary layer, Coinflow reduces payment settlement times from days to seconds, bypassing legacy networks like Visa and Mastercard. The company partners with banks such as Cross River and stablecoin issuers to mint and burn digital assets, while supporting multiple blockchains including Ethereum and Solana. CEO Daniel Lev emphasized that Coinflow's approach eliminates operational friction in traditional payment systems, which are "riddled with delays, fraud, and unnecessary costs"Coinflow Closes $25M Series A Led by Pantera Capital To Power …^[2].

Coinflow's growth trajectory has shifted from serving crypto-native clients to attracting non-blockchain businesses, driven by broader industry adoption and regulatory developments. The Trump administration's pro-crypto stance and the 2025 passage of the Genius Act have encouraged mainstream companies to explore stablecoin solutions. Lev noted that over 80% of the firm's recent growth stems from non-crypto sectors, including e-commerce, gaming, and payrollStablecoin startup Coinflow raises $25 million Series A to …^[1].

Competition remains intense, particularly from Stripe, which has expanded its stablecoin capabilities through acquisitions and product launches. Despite its smaller size-25 employees versus Stripe's $106.7 billion valuation-Coinflow claims competitive advantages through its banking relationships and in-house technical expertise. Lev argued that performance metrics like speed and cost efficiency will determine market share, stating, "If you can perform better and faster, then volume naturally flows to you"Coinflow Closes $25M Series A Led by Pantera Capital To Power …^[2].

With the Series A funding, Coinflow plans to enhance its AI fraud prevention tools, expand into 100+ new jurisdictions, and scale its team in the U.S. and EU. The company aims to capture a portion of the $320 trillion projected cross-border payments market by 2032, as cited by Pantera Capital partner Ryan Barney. Coinflow's strategy hinges on its ability to unify fragmented payment networks into a single, secure settlement layer, positioning itself as a potential "default payment infrastructure" for global businessesStablecoin startup Coinflow raises $25 million Series A to …^[1].