Coinchange CEO Aims to Bridge Yield Gap with 8-9% APY

Maxim Galash, the CEO of Coinchange, is at the forefront of bridging the yield gap in the financial sector. His journey from engineering to entrepreneurship in fintech and blockchain has been driven by a systems thinking approach, which he honed during his time at the University of Toronto and through various ventures, including 3G Capital and BGS Ventures. This mindset has allowed him to identify inefficiencies in the financial system and develop solutions that re-architect the incentives and infrastructure of finance.

Galash's original insight for Coinchange came in 2018 when he saw the potential of stablecoins as a new kind of capital. Inspired by the simplicity and transparency of TransferWise, he aimed to bring similar clarity and usability to digital asset yield. Coinchange started as a retail platform but quickly realized the greater opportunity in the B2B space, offering hedge-fund grade infrastructure and strategies through a simple plug-and-play API for fintechs. The mission of Coinchange is to bring Wall Street yield to Main Street access.

Coinchange operates as a yield operating system, running a multi-strategy, multi-manager model similar to a hedge fund-of-funds. The platform allocates across delta-neutral, algorithmic strategies in both DeFi and CeFi, with real-time risk management. The platform's real differentiator is its ability to package complex backend processes into simple and elegant front-end solutions, making it easy for fintechs to integrate via API or embed non-custodial vaults directly into their DeFi apps.

In an environment of intense volatility, Coinchange maintains stability through diversification, delta-neutral strategies, and active hedging. The platform delivers smoothed returns in the target range of 8–9% APY, with a yield buffering mechanism that absorbs shocks while preserving upside. Coinchange's risk framework scores DeFi protocols across various vectors, feeding directly into capital allocation decisions. This approach treats risk as something to understand and price appropriately, rather than eliminate.

Regulation plays a crucial role in Coinchange's strategy. The platform is designed to be flexible in its regulatory posture, supporting both partner-facing and client-facing structures. This allows Coinchange to align with its partners' compliance frameworks and work with global law firms to assess each jurisdiction. The future of finance, according to Galash, is hybrid, part DeFi, part CeFi, fully compliant, and user-centric.

Looking ahead, Coinchange aims to become the infrastructure layer for yield, expanding rapidly into regions like Latin America, Southeast Asia, and parts of Africa. The platform supports stablecoins as a core financial tool in these markets, offering an easy way for platforms to provide yield without the need to build or manage complex strategies. Coinchange is also enhancing its developer tools, pushing into non-custodial solutions, and deepening its strategy sophistication with AI-driven risk monitoring. The long-term vision is for Coinchange to be as ubiquitous and powerful in the yield space as Stripe is in payments.

Galash's vision for Coinchange is to make the transition to a decentralized financial future seamless, safe, and beneficial for everyone. By turning complex, hedge-fund level strategies into simple tools, Coinchange makes predictable stablecoin yield accessible to new markets around the world. The platform's mission is to build a bridge to the future of finance where everyone can benefit, not just hedge funds and insiders.