Third Coast Bancshares Reports Record Annual Net Income, Up 40%, and Diluted EPS of $3.79

Third Coast Bancshares reported record annual net income of $66.3 million and diluted earnings per share of $3.79 for 2025. Gross loans grew 10.8% to $4.39 billion, and deposits increased 7.3% to $4.63 billion. Book value per share and tangible book value per share rose 16.8% and 17.7%, respectively. The bank's net interest margin remained consistent at 4.10% for Q4 2025 and Q3 2025, compared to 3.71% for Q4 2024.