Circle, Pismo, and Visa Unveil First AI-Powered PayLater Card in Vietnam

Thursday, Dec 4, 2025 11:11 am ET1min read

Circle, a Southeast Asian neobank, has partnered with Pismo and Visa to launch Vietnam's first AI-powered PayLater card. The card will offer instant approval, global payments, and flexible installment features, aiming to increase credit card penetration in Vietnam. Powered by AI, the card will determine risk and underwrite customers in under 5 minutes. Pismo's technology integration with Visa's global infrastructure enables the modernization of core banking and payment capabilities.

Circle, Pismo, and Visa Unveil First AI-Powered PayLater Card in Vietnam

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