Chime Financial's 15min chart shows RSI overbought and KDJ death cross.

According to Chime Financial's 15-minute chart, the stock's price has entered an overbought territory, as indicated by the RSI (Relative Strength Index) reading. Furthermore, the KDJ (KST Divergence Index) has formed a death cross, a bearish signal that suggests the stock's price momentum has shifted towards the downside. This implies that the stock's price has risen too quickly and may be unsupported by fundamental analysis, potentially leading to a further decrease in value.

Chime Financial Inc. (NASDAQ: CHYM), a leading financial technology company, has seen its stock price enter an overbought territory, as indicated by the Relative Strength Index (RSI) reading. The 15-minute chart also shows a death cross formation in the KDJ (KST Divergence Index), a bearish signal suggesting a shift in the stock's price momentum towards the downside, according to a Keefe Bruyette report.

Analysts have provided mixed signals regarding the stock's performance. On October 1, Keefe Bruyette analyst Sanjay Sakhrani lowered the price target on Chime to $35 from $42, while maintaining an Outperform rating. This adjustment was made ahead of the company’s Q3 2025 earnings report. On September 11, James Faucette from Morgan Stanley maintained a Buy rating on the company with a price target of $40, indicating confidence in Chime's business model despite recent regulatory changes.

The recent court ruling on debit interchange fees has the potential to impact larger banks with assets over $10 billion. However, Chime's smaller bank partners are less likely to be affected, according to Faucette. This suggests that Chime's business model remains relatively safe in the near and medium term.

Despite the bullish outlook from some analysts, the technical indicators on the 15-minute chart suggest a potential slowdown in the stock's price momentum. The RSI reading indicates overbought conditions, while the death cross in the KDJ signals a bearish trend. These indicators suggest that the stock's price may be unsupported by fundamental analysis and could experience a further decrease in value.

Investors should closely monitor Chime Financial's earnings report and the broader market conditions to make informed decisions about their investments. The mixed signals from analysts and the bearish technical indicators highlight the need for caution and vigilance in the coming months.