US CD Rates Remain Elevated Amid Fed's Rate Freeze
Generated byAinvest NewsReviewed byThe Newsroom
Monday, Sep 14, 2026 6:04 am ET1min read
The highest CD rate today is 4.35% APY, offered by Marcus by Goldman Sachs on its 18-month CD. Online banks and credit unions typically offer more competitive rates than traditional banks. The national average interest rate for CDs is 1.71% for a 1-year term, according to the FDIC. To find the best CD rates, shop around and compare rates from various financial institutions based on your financial goals.
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