Cardano Whales Shift Capital to RTX Amid Cross-Border Payment Surge

Cardano whales are increasingly shifting portions of their holdings from ADA to alternative payment-focused tokens, with Remittix (RTX) emerging as a top choice for reallocating capital. The trend reflects growing investor interest in real-world use cases, particularly in cross-border payment solutions. While ADA remains in an uptrend with analysts predicting a potential climb to $1.50 by August, whale activity suggests attention is turning toward RTX, a Layer 2 Ethereum alternative. The move has sparked renewed discussions about where value creation and investment momentum will dominate in Q3 2025 [1].

ADA’s price retraced from its July high near $0.94, currently testing support above $0.82. Analysts argue the correction is part of a typical consolidation phase following a strong price run. Key upgrades like the Chang Hard Fork and Hydra scaling solution are seen as long-term positives, though recent on-chain data shows wallet consolidation and reduced engagement with ADA’s DeFi ecosystem. This has raised concerns about the token’s ability to maintain its DeFi dominance in the near term [1].

Meanwhile, RTX is gaining traction among institutional and smart money investors for its real-world utility. Remittix is being positioned as a cross-border payment solution with direct-to-bank functionality, targeting freelancers and global earners seeking low-cost and efficient transfers. The project is CertiK-audited and preparing for its full wallet launch in Q3 2025. With a current price of $0.0876, RTX is being labeled by some as the top presale crypto of 2025, supported by a $17.7 million raise and the distribution of over 574 million tokens [1].

Investor interest is being driven by RTX’s use-case-driven model and potential for adoption over speculation. A Nigerian software agency, for instance, is exploring Remittix’s payment rails to pay developers in Asia and Europe, circumventing delays from centralized platforms. Analysts argue that as gas fees rise and centralized exchanges face regulatory pressure, crypto projects with tangible utility are gaining favor. RTX is being highlighted for its passive income potential through staking and its position in the $19 trillion cross-border payment market [1].

Despite the shift in whale allocations, ADA is still considered a strong long-term investment. Analysts note that with key upgrades like Chang and growing demand for scalable DeFi platforms, ADA could potentially reach $2 or higher by year-end. However, in a market increasingly focused on early-stage projects and cross-chain DeFi, RTX and similar innovations are leading the next wave of investor interest [1].

Source: [1] Cardano Whales Are Converting ADA Into RTX as Analysts Predict a Historic Q3 Surge (https://coinmarketcap.com/community/articles/688a1f7ec4e32d555c37fa37/)