Cardano Surges 12.9% After $71M Treasury Vote Boosts Investor Confidence

Cardano (ADA) reached $0.9241 following a significant governance vote on August 3, 2025, which approved a $71 million treasury fund for core development initiatives, including Hydra and Ouroboros Leios. The vote saw 74.01% support from 4.657 billion delegated ADA, reflecting strong community alignment and institutional confidence in the project’s long-term vision [1]. This development has sparked renewed optimism among investors, with the 24-hour trading volume reaching $2.28 billion and the price surging 12.9% within a short span [1]. Whale accumulation of 390 million ADA further reinforces the bullish sentiment, especially with analysts estimating a potential rise to $1.20 if key resistance levels are cleared. However, macroeconomic factors such as U.S. tariffs remain a risk, with a drop below $0.8241 potentially pushing the price toward $0.70 [1].

While Cardano’s governance progress has attracted attention, the market is increasingly turning its focus toward new DeFi protocols that promise real-world utility and sustainable tokenomics. One such project is Mutuum Finance (MUTM), a decentralized, non-custodial liquidity protocol currently in Phase 6 of its presale. The project has already raised over $14.65 million, with 22% of tokens sold across a community of more than 15,400 holders [1]. MUTM is priced at $0.035 per token during the presale and is expected to increase by 15% in the next phase, creating urgency among investors. The project is also supported by a CertiK audit, with a Token Scan score of 95 and a Skynet score of 78, further validating its credibility [1].

Mutuum Finance is distinguished by its dual lending model, which allows users to access either pooled liquidity or engage in peer-to-peer lending with individual rate negotiations. This flexibility caters to both retail and institutional investors. Additionally, the project plans to launch a decentralized stablecoin, backed by collateral such as ETH, to ensure liquidity stability and reduce the volatility typically associated with crypto assets. Governance will play an active role in adjusting interest rates to maintain the peg close to $1, and arbitrage will help sustain market equilibrium [1].

Once the beta platform launches, a portion of the protocol’s lending revenue will be used to buy back MUTM tokens, which will then be distributed to mtToken stakers. This creates a continuous reward mechanism that incentivizes long-term token holding and usage. Unlike many speculative projects, this structure is designed to tie token value directly to platform activity, creating a self-sustaining demand loop [1].

Looking ahead, Mutuum Finance is preparing for global exchange listings on platforms such as Binance, KuCoin, Coinbase, and Kraken, which analysts believe could drive the token toward a $3 valuation. This potential outpaces older tokens that rely primarily on governance updates to maintain relevance [1]. Investors purchasing at the $0.035 presale price could see significant gains once the token is listed at $0.06, especially as user adoption of lending, staking, and stablecoin features grows [1].

As the market shifts toward protocols with functional ecosystems and strong fundamentals, Mutuum Finance is emerging as a standout for long-term crypto investment strategies. Its combination of speed, liquidity, and recurring rewards positions it as a benchmark for innovation in DeFi [1].

Source: [1] Cardano hits $0.9241 on governance moves; which coin hits $3 first? (https://invezz.com/news/2025/08/20/cardano-hits-0-9241-on-governance-moves-which-coin-hits-3-first/)