Cardano News Today: 40,000 ADA Holders Shift to RTX as PayFi Disrupts $19T Remittance Market

Cardano (ADA) remains a cornerstone of the blockchain ecosystem, with its research-driven development and steady technical upgrades positioning it as a long-term player in decentralized finance (DeFi). As of September 2025, ADA trades near $0.83, with analysts noting a potential accumulation phase as long-term holders continue to stack tokens while traders seek faster-moving opportunities. Network upgrades such as Hydra scaling and decentralized identity tools are expected to enhance scalability and utility, though price growth has lagged behind more volatile altcoins. Analysts project ADA could reach $0.90–$1.20 by Q4 2025, contingent on broader market conditions and adoption progress. However, its slower price trajectory has prompted some investors to explore newer projects with higher short-term upside.

Enter Remittix (RTX), a PayFi (Payment Finance) project disrupting the $19 trillion global remittance sector. RTX has raised over $26.9 million in its presale, selling 666 million tokens and attracting 40,000+ participants. The project, verified by blockchain security firm CertiK, offers a hybrid blockchain infrastructure enabling instant crypto-to-bank transfers in 30+ countries with 0.1% fees. Its beta wallet, now live, allows users to test real-time fiat conversions and transactions, while a 15% USDT referral program incentivizes community growth. RTX's deflationary tokenomics and institutional-grade security have drawn comparisons to traditional remittance services, with analysts predicting exponential growth as adoption scales.

The shift in investor sentiment is evident. Over 40,000 ADA holders have redirected funds to RTX, drawn by its practical utility and faster adoption cycle. Unlike Cardano's infrastructure-focused approach, RTX's real-world application-bridging crypto with traditional banking-has captured market attention. For instance, users can convert Ethereum into Ghanaian Cedis or send USDT to Mexico for same-day Peso deposits, bypassing high fees and slow exchange processes. Businesses are also adopting RTX's Pay API to accept crypto payments while automatically converting them into fiat, addressing liquidity and volatility concerns. This utility-driven model has positioned RTX as a top presale token, with some early investors reporting over 600% returns.

Analysts highlight RTX's competitive edge over both speculative and established projects. While Solana and XRP rely on technical upgrades and regulatory clarity, RTX's functional PayFi infrastructure and immediate use cases provide tangible value. For example, RTX's Q3 2025 beta launch processed 400,000 transactions, demonstrating scalability. In contrast, Cardano's fragmented payment solutions and slower execution have left it trailing in the short-to-mid term. Despite Cardano's strong fundamentals and institutional adoption in markets like Brazil and Nigeria, its focus on infrastructure over immediate utility limits its appeal to ROI-driven investors.

Looking ahead, the crypto landscape is increasingly favoring projects with real-world applications. RTX's confirmed listings on BitMart and LBank, triggered by presale milestones, enhance liquidity and visibility. With a $250,000 giveaway and expansion into 50+ countries by 2026, RTX aims to solidify its role in global payments. Meanwhile, Cardano's long-term potential hinges on full adoption of upgrades like Hydra scaling, but its current price trajectory remains subdued. For investors prioritizing immediate returns, RTX's PayFi model offers a compelling case, while ADA's steady growth remains a safer, long-term bet.

Source: [1] ADA Holders Flock to Remittix as Cardano Price Holds (https://thecurrencyanalytics.com/altcoins/blockchain-analysis-shows-ada-holders-diversifying-into-remittix-after-40000-snap-up-rtx-202336)

[2] Cardano vs Remittix: PayFi is next crypto sector to thrive as ADA (https://invezz.com/news/2025/09/20/cardano-vs-remittix-payfi-is-next-crypto-sector-to-thrive-as-ada-investors-join-top-presale/)

[3] Remittix (RTX) Rockets Towards 2025 (https://markets.financialcontent.com/lightport.lightport5/article/marketminute-2025-9-15-remittix-rtx-rockets-towards-2025-a-deep-dive-into-the-payfi-tokens-explosive-potential)

[4] Remittix (RTX) Targets $4 In 2025 (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/remittix-rtx-targets-4-in-2025-as-the-new-payfi-narrative-continues-to-see-exponential-growth)

[5] Why Remittix (RTX) is Outpacing Pi Coin and Cardano in (https://www.bitget.com/news/detail/12560604947530)

[6] Why Remittix Could Continue Outperforming Solana (https://blockonomi.com/why-remittix-could-continue-outperforming-solana-and-xrp-in-2025-as-payfi-narrative-continues-to-explode/)