"Bridging TradFi and Blockchain: RLUSD Powers 24/7 Institutional Liquidity"

Ripple’s RLUSD has expanded its utility as a regulated stablecoin by enabling 24/7 instant redemptions for institutional tokenized funds managed by BlackRock and VanEck through Securitize’s platform. The integration, announced on September 23, 2025, allows holders of BlackRock’s USD Institutional Digital Liquidity Fund (BUIDL) and VanEck’s Treasury Fund (VBILL) to convert their tokenized shares into RLUSD at any time, offering programmable liquidity and real-time settlements. This marks RLUSD’s first integration into Securitize’s infrastructure, which manages over $4 billion in tokenized assets under SEC oversight.

The smart contract functionality bridges traditional finance and blockchain by providing institutional investors with on-chain access to decentralized finance (DeFi) strategies while maintaining compliance. BUIDL, launched in March 2024, has surpassed $2 billion in assets under management, while VBILL, introduced in May 2025, offers exposure to tokenized U.S. Treasury assets across multiple blockchains. RLUSD, fully backed 1:1 by U.S. dollar reserves and issued under a New York Department of Financial Services (NYDFS) Trust Company Charter, ensures regulatory clarity and stability.

Jack McDonald, Ripple’s Senior Vice President of Stablecoins, emphasized that the integration is a “natural next step” in bridging traditional finance and crypto, highlighting RLUSD’s role in offering “regulatory clarity, stability, and real utility” for institutional users. Carlos Domingo, CEO of Securitize, described the partnership as a “major step forward in automating liquidity for tokenized assets,” enabling “real-time settlement and programmable liquidity” across compliant investment products.

Since its launch in late 2024, RLUSD has grown to a market capitalization exceeding $740 million, supported by third-party attestations and segregated reserves. The stablecoin is already integrated into Ripple’s cross-border payment solutions and DeFi liquidity pools. BUIDL redemptions via RLUSD are currently live, with VBILL support expected to follow in the coming days.

The integration underscores the growing adoption of blockchain in institutional finance, with Ripple and Securitize expanding access to tokenized assets while adhering to regulatory frameworks. RLUSD’s 24/7 availability and instant settlement capabilities address liquidity needs for institutional investors, reducing reliance on traditional banking hours. This development aligns with broader trends in asset tokenization, where real-world assets are increasingly being digitized for enhanced efficiency and accessibility.

As of September 2025, RLUSD’s adoption extends beyond U.S. institutions, with plans for XRP Ledger (XRPL) integration and expansion into markets like Japan and Dubai. The partnership with Securitize further cements RLUSD’s position as a key player in the institutional-grade stablecoin space, positioning it to support future innovations in tokenized finance and cross-border transactions.