Brickken partners with Credefi to launch permissionless RWA lending system using tokenized assets as collateral

Tokenization platform Brickken has partnered with decentralized lending protocol Credefi to launch a permissionless, peer-to-peer RWA lending system, enabling users to borrow and lend USDC using tokenized real-world assets (RWAs) as collateral. The integration allows borrowers to set custom loan terms—including interest rates and durations—without custodial intermediaries or traditional banking systems [1]. This collaboration marks a pivotal step in expanding DeFi’s utility for RWAs, moving beyond mere tokenization to unlocking liquidity and autonomous lending.

Edwin Mata, Brickken’s CEO, highlighted that the initiative shifts tokenization from a static representation of assets to a dynamic tool for generating liquidity and decentralized financing. “Tokenization is about unlocking utility, liquidity, and autonomy,” Mata stated, emphasizing that the partnership leverages DeFi to create actionable use cases for RWAs [2]. Ludovico Rossi, Brickken’s chief risk officer, noted that the integration fills a critical gap in the RWA ecosystem by introducing a liquidity layer through DeFi. While issuance and compliance have advanced, the alignment of issuance, compliance, and DeFi now forms a foundation for scaling tokenized assets [2].

The non-custodial lending system operates via Credefi’s decentralized infrastructure, allowing users to directly collateralize RWAs and access liquidity. This approach aligns with DeFi’s broader goal of reducing reliance on centralized entities while enhancing transparency and efficiency. By removing gatekeeping mechanisms, the system democratizes access to RWA-based lending, enabling a wider range of participants to engage in the ecosystem [1].

Despite its innovation, analysts caution that RWA lending is unlikely to disrupt traditional financial markets in the near term. Instead, it offers an alternative for asset holders to leverage the perceived value of their RWAs for loans, bypassing conventional collateral requirements. This model could appeal to individuals and institutions seeking flexible, decentralized financing, particularly in sectors like real estate and infrastructure where tokenized RWAs are gaining traction [2].

The partnership reflects growing momentum in bridging traditional and decentralized finance. By integrating RWAs into DeFi protocols, Brickken and Credefi aim to enhance asset liquidity and drive tokenized asset adoption. Challenges persist, however, including regulatory scrutiny and the need for market education as blockchain ecosystems evolve to accommodate physical assets [1].

Source:

[1] [FF] https://ffnews.com/newsarticle/cryptocurrency/brickken-partners-with-credefi-to-enable-permissionless-lending-for-tokenized-real-world-assets/

[2] [Crypto] https://crypto.news/brickken-integrates-credefi-for-permissionless-rwa-lending/