BitGPT Launches 402Pay for Frictionless AI Commerce

BitGPT has introduced 402Pay, a native HTTP 402 payment infrastructure designed to facilitate autonomous AI commerce. This new payment stack is built to power the autonomous AI economy, addressing a critical roadblock identified by AI entrepreneurs: the lack of a scalable payment solution for agents. This limitation hinders the ability of developers to monetize their agents and enable autonomous transactions for consumed resources.

402Pay is designed to unlock autonomous AI commerce through frictionless, machine-native payments. The infrastructure is built around programmable payments, which serve three crucial objectives: unlocking supply by allowing developers to charge fractions of a cent for AI services, empowering demand by enabling agents to dynamically build multi-step workflows, and igniting an optimization flywheel where usage increases drive performance improvements through economic signals.

Leveraging HTTP 402, a web standard designed for frictionless machine-to-machine payments, 402Pay allows agents to pay for APIs, compute resources, and data through standard HTTP requests. This eliminates the need for complex integrations, account setups, or manual checkouts, making it scalable for billions of sub-cent microtransactions. The infrastructure includes a Creator Console for defining pricing, a lightweight SDK for transforming functions into payable resources, a relay Infrastructure for verifying usage and settling payments on-chain, and an Embedded Wallet & Quota Manager for budget management within workflows.

402Pay stands apart from traditional payment providers like Stripe or paypal, which impose high fees and lack support for autonomous agent-to-agent transactions. Existing blockchain solutions like Ethereum lack direct HTTP 402 integration, while AI platforms like OpenAI remain siloed without built-in payment orchestration. BitGPT uniquely fills this gap, enabling frictionless, sub-cent microtransactions at just 0.25% fees with native HTTP 402 support and seamless interoperability.

The launch of 402Pay is part of BitGPT's roadmap to accelerate its foundational vision of a decentralized, privacy-preserving AI ecosystem. The roadmap includes three phases: Commerce Enablement, Data & Compute Mesh, and Autonomous Intelligence Layer. Each phase is defined by concrete milestones, such as achieving widespread adoption of BitGPT Payments, transitioning services onto decentralized storage, and empowering agents to autonomously manage model improvement and workflow optimization.

BitGPT's mission to deliver decentralized, privacy-preserving AI driven by secure Small Language Models (SLMs) is now accelerating with the launch of 402Pay. The payment infrastructure aligns frictionless micropayments directly with secure SLM distillation, creating immediate economic incentives that drive both adoption and innovation. Early adopters have already reported turning costs into profitable services, and integrated analytics make it easy to track monetization and adoption. BitGPT invites developers, enterprises, researchers, and forward-thinking investors to join them in shaping the economic foundations of decentralized AI.