Bitfinex Securities Launches 20% Yield TITAN1 Bond for Underserved Communities

Bitfinex Securities is making a significant impact in the rapidly evolving world of real-world asset (RWA) tokenization. Unlike financial giants that have launched massive blockchain-based money market funds, Bitfinex is focusing on making finance more accessible by introducing two new alternative finance products in the UK. These products aim to democratize capital access and create tradable investment opportunities.

Announced recently, Bitfinex Securities’ new offerings, TITAN1 and TITAN2, represent a departure from traditional asset classes like U.S. Treasuries. Instead, they focus on community-based and litigation financing. Both products are available as tokenized assets on the Liquid Network, a Bitcoin sidechain developed by Blockstream. This platform offers secondary market trading and built-in compliance through issuer-authorized transfers and a whitelist mechanism.

The first product, TITAN1, allocates £5 million into subordinated debt issued by Castle Community Bank, an Edinburgh-based institution that serves financially underserved populations. Investors in TITAN1 are promised a 20% annual dividend, paid quarterly over a period of up to 10 years. The bond is non-callable for the first five years, meaning the issuer cannot redeem it early. By tokenizing this debt, Bitfinex is not only offering yield-seeking investors a high-return product but also injecting capital into a part of the financial ecosystem that traditionally struggles to secure funding.

TITAN2, on the other hand, ventures into litigation financing. This product will allocate £100 million into funding legal claims related to mis-sold car finance in the UK. The issue, which has sparked widespread legal action, is expected to generate billions in compensation. Investors in TITAN2 will receive 50% of the recovered proceeds, distributed proportionally based on their stake. This type of litigation funding has grown in popularity as a high-risk, high-reward strategy. Bitfinex’s tokenized approach makes it easier for retail and non-traditional investors to gain exposure to this legal asset class, one that was previously reserved for specialist funds and institutional backers.

Bitfinex Securities has been experimenting with tokenized RWAs long before the recent surge in institutional interest. From its early partnership with Blockstream on tokenized bitcoin mining contracts to issuing tokenized U.S. Treasuries in El Salvador, the firm has carved out a niche focused on financial inclusion and accessibility. Jesse Knutson, head of operations at Bitfinex Securities, sees this as part of a broader mission. “We want to help bridge the gap to investors, whether it’s a company or a bond issuance—especially in parts of the world where traditional banks aren’t lending,” he said during a recent panel.

Knutson also highlighted the limitations of traditional finance’s approach to tokenization. “Much of it still relies on intermediaries like depositories and transfer agents. But disintermediation, cutting out the middlemen, is at the heart of what blockchain makes possible,” he said. By focusing on grassroots lending and legal claims, Bitfinex Securities is redefining what RWAs can look like in a blockchain context. Instead of simply digitizing the old financial system, it’s offering entirely new kinds of opportunities, ones that blend impact with innovation.