Bitcoin's Tactical Entry Points: Decoding Standard Chartered's $100,000 Support and Seasonal Momentum for December 2025

The cryptocurrency market has long been a theater of volatility, but for investors attuned to macroeconomic shifts and institutional dynamics, Bitcoin's price action in late 2025 presents a compelling case for tactical entry. Standard Chartered, a global banking leader with a growing footprint in digital assets, has recently outlined a nuanced bearish-to-bullish pivot for Bitcoin, identifying a critical support level below $100,000 in December 2025. This analysis, coupled with seasonal momentum patterns and evolving investor sentiment, offers a roadmap for positioning in a market poised for a dramatic rebound.

The $100,000 Support Level: A Tactical Inflection Point

Standard Chartered's bullish thesis hinges on a temporary dip in Bitcoin's price to below $100,000 in December 2025, driven by escalating U.S.-China trade tensions. Analyst Geoff Kendrick, a key voice within the bank's digital asset division, argues that this correction is not a terminal bearish signal but a short-term recalibration. The firm projects a swift rebound, with Bitcoin resuming its upward trajectory to $150,000–$200,000 by year-end, fueled by institutional ETF inflows exceeding $50 billion in 2025.

This support level is further contextualized by historical precedents. In December 2024, Bitcoin corrected from $106,000 to $93,000 amid similar macroeconomic pressures, only to recover as institutional demand surged. Standard Chartered's analysis suggests that the $100,000 threshold could serve as a psychological and technical floor, attracting algorithmic buying and long-term holders who view the dip as a risk-managed entry point.

Seasonal Momentum and Investor Sentiment: A Dual-Driven Catalyst

December has historically been a mixed period for Bitcoin, marked by both corrections and rebounds. While the 2024 correction underscored the asset's susceptibility to macroeconomic headwinds, it also revealed a resilient market structure. The Crypto Fear & Greed Index, which fell to 65 in late December 2024, indicates that extreme fear often precedes a re-entry by institutional players. This pattern aligns with Standard Chartered's prediction of a December 2025 rebound, as sentiment-driven selling could create a dislocation between fundamentals and price.

Investor sentiment itself is a double-edged sword. The period from December 2020 to 2024 saw a tug-of-war between FOMO (fear of missing out) and FOLO (fear of losing out), with retail traders often overreacting to short-term volatility. However, the rise of Bitcoin futures and ETFs has institutionalized the market, reducing the impact of retail-driven noise. Standard Chartered's bullish stance reflects confidence in this maturing ecosystem, where algorithmic trading and macroeconomic hedging dominate over speculative frenzy.

Tactical Entry Strategies: Bridging TradFi and DeFi

Standard Chartered's recent partnership with DCS Card Centre to launch DeCard-a stablecoin-based credit card-highlights the bank's broader strategy to integrate Bitcoin into everyday financial systems. By enabling seamless stablecoin transactions, DeCard reduces friction for users and reinforces Bitcoin's utility beyond speculative trading. This innovation could catalyze a surge in demand for Bitcoin as a settlement asset, particularly in markets like Singapore, where regulatory clarity and digital infrastructure are robust.

For investors, the December 2025 dip below $100,000 represents a tactical opportunity to capitalize on both price dislocation and structural adoption. A disciplined approach-such as dollar-cost averaging into the support zone-could mitigate downside risk while aligning with Standard Chartered's long-term price targets. Additionally, the bank's emphasis on institutional ETF inflows suggests that portfolio rebalancing and macroeconomic hedging will drive demand, creating a floor for Bitcoin's price even amid geopolitical turbulence.

Conclusion: A Bullish Case Anchored in Macro and Market Structure

Bitcoin's December 2025 trajectory, as outlined by Standard Chartered, is a masterclass in balancing macroeconomic risks with institutional tailwinds. The $100,000 support level, while vulnerable to short-term selling, is underpinned by a resilient market structure and a maturing investor base. For those willing to navigate the volatility, the coming months offer a rare confluence of tactical entry points, seasonal momentum, and strategic innovation. As the line between TradFi and DeFi blurs, Bitcoin's role as a global asset class is not just speculative-it is increasingly institutional.