Bitcoin News Today: Whales Back Bitcoin, But This DeFi Token Aims to Outpace Them

Whales in the cryptocurrency market are increasingly favoring Bitcoin (BTC), yet a new DeFi token, Mutuum Finance (MUTM), is generating significant buzz as a potential high-growth investment. As Bitcoin eyes a recovery toward $120,000, the spotlight is turning to MUTM, currently in the sixth phase of its presale at $0.035 per token. Stage 7 is scheduled to increase the price by 14.29% to $0.04, with analysts suggesting early-stage investors could see a 4x or higher return upon listing. To date, the project has raised over $15.4 million and attracted more than 16,040 participants, highlighting strong early interest in the platform.

Mutuum Finance is positioning itself as a hybrid DeFi lending protocol that combines peer-to-peer (P2P) and peer-to-contract (P2C) models. The P2C approach streamlines the lending process by removing the need for direct lender-borrower communication, while the P2P model allows users to lend and borrow tokens not typically supported in liquidity pools, such as meme coins. This dual-layer structure enables greater flexibility and efficiency, particularly for high-risk assets. The platform is also developing a USD-pegged stablecoin, which will be built on the Ethereum blockchain to ensure long-term security and stability. CertiK’s trust score of 95.0 further reinforces the project’s commitment to transparency and robust security.

The tokenomics of MUTM are structured to support long-term value creation and liquidity. With a total supply of 4 billion tokens, 45.5% have been allocated to the presale, while 10% each are reserved for liquidity, shortfall reserve, ecosystem growth, liquidity mining, and incentives. Additional tokens are distributed for partnerships, giveaways, and team and founder allocations. A portion of the platform’s profits will also be used to buy back MUTM tokens and distribute them as dividends to mtToken holders, creating a self-sustaining ecosystem.

Market analysts have highlighted the potential for substantial returns. In the short term, MUTM could reach $0.025 by the end of 2025, following the initial volatility of the presale. By 2026, however, a bear market cycle could bring the price down to as low as $0.005, depending on the project's adoption rate and the broader crypto market dynamics. In the long term, if the platform achieves significant user growth and operational success, the token could be worth up to $0.1 by 2030, although this remains speculative and dependent on external factors such as market sentiment and regulatory developments.

To purchase MUTM tokens, investors must first install a compatible cryptocurrency wallet such as MetaMask or Trust Wallet. They then need to buy supported tokens like ETH, USDT, or MATIC via exchanges or fiat onramps, and connect their wallet to the Mutuum Finance presale site to complete the transaction. The platform has also launched a $50,000 bug bounty program to further enhance its security profile, encouraging white-hat hackers to identify vulnerabilities.

As Bitcoin continues its journey toward potential new highs, the DeFi market is witnessing a surge in interest for innovative projects like Mutuum Finance. While BTC remains a favored asset among whale investors, MUTM’s unique approach to lending and borrowing, coupled with its strong presale performance and robust security measures, is making it an attractive alternative for those seeking exposure to the next big thing in decentralized finance. Investors are advised to conduct thorough research and assess their risk tolerance before committing funds to MUTM or any other speculative crypto project.

Source: [1] How to Buy Mutuum Finance & MUTM Price Prediction (https://99bitcoins.com/guides-and-tutorials/how-to-buy-mutuum-finance/) [2] Bitcoin (BTC) Eyes Recovery Toward $120000 as Mutuum ... (https://www.mitrade.com/insights/news/live-news/article-3-1100632-20250906)