Bitcoin News Today: Ripple Acquires Rail for $200M to Boost Stablecoin Payments Leadership

Ripple has agreed to acquire Rail, a Toronto-based stablecoin payments platform, for $200 million, a strategic move aimed at strengthening its leadership in the rapidly growing global stablecoin market [1]. The acquisition, which is expected to close in Q4 2025 pending regulatory approval, will integrate Rail’s infrastructure into Ripple’s existing digital asset ecosystem, enhancing its capabilities in cross-border payments and stablecoin-driven transactions [2]. Rail, which processes over 10% of global B2B stablecoin payments, will bring advanced features such as virtual accounts, multi-bank redundancy, and automated back-office operations to Ripple’s network [3].

This move underscores Ripple’s broader strategy to position itself as a one-stop solution for businesses seeking to streamline cross-border transactions using stablecoins. By leveraging Rail’s technology, Ripple aims to offer a compliant and always-on stablecoin payment platform, allowing businesses to settle international transactions instantly without directly holding cryptocurrencies [4]. Rail’s current infrastructure, which handles high-volume, high-value transactions with minimal friction, will expand Ripple’s access to key banking corridors and support its USD-pegged stablecoin, RLUSD, in new markets [5].

Rail’s role in the B2B stablecoin market has already established it as a key player. The platform is projected to process over $3.6 billion in stablecoin payments in 2025 alone, supporting businesses in managing fiat and stablecoin payments, creating virtual accounts, and processing third-party transactions [6]. Rail CEO Bhanu Kohli emphasized that the acquisition will enable the company to scale its impact globally, bringing innovation in stablecoin-based payments to millions of businesses [7]. Ripple President Monica Long described the acquisition as a pivotal step in the evolution of global finance, stating that stablecoins are becoming a cornerstone of modern payments and that the combined platform will drive broader adoption [8].

The timing of the acquisition aligns with Ripple’s recent regulatory progress, including a settlement with the U.S. Securities and Exchange Commission (SEC) in April 2025, which cleared the way for more aggressive growth initiatives [9]. Ripple is also pursuing a U.S. banking license, which would allow it to operate as a fully regulated financial institution and expand its offerings in the digital asset space [10]. This acquisition follows Ripple’s earlier $1.25 billion purchase of Hidden Road, a crypto-focused prime broker, bringing its total M&A spending for the year to over $3 billion [11].

Once completed, the integration of Rail into Ripple’s ecosystem is expected to accelerate the use of RLUSD and other stablecoins in B2B transactions, where speed, compliance, and liquidity are essential [12]. The deal also signals Ripple’s commitment to innovation in the stablecoin market, as it continues to develop infrastructure that bridges traditional banking systems with blockchain-based finance [13]. The market responded positively to the news, with XRP rising by 4% and RLUSD reaching a market cap of $600 million shortly after the announcement [14].

Sources:

[1] Reuters

https://www.reuters.com/legal/transactional/ripple-buy-stablecoin-platform-rail-200-million-2025-08-07/

[2] Bitcoin.com

https://news.bitcoin.com/ripple-strikes-200m-deal-with-rail-to-dominate-global-stablecoin-payments/

[3] CCN.com

https://www.ccn.com/news/crypto/ripple-buys-rail-200m-dominate-stablecoin-cross-border-transfers/

[4] ICOBench.com

https://icobench.com/news/ripples-200m-stablecoin-power-play-rail-joins-the-network/

[5] The Defiant

https://thedefiant.io/news/infrastructure/ripple-acquires-stablecoin-platform-rail-for-usd200m

[6] AInvest

https://www.ainvest.com/news/ripple-acquires-rail-200m-expand-stablecoin-payment-network-2508/

[7] Global Fintech Series

https://globalfintechseries.com/banking/digital-payments/ripple-to-acquire-rail-for-200m-expanding-leadership-in-stablecoin-payments/

[8] Blocmates

https://www.blocmates.com/news-posts/ripple-drops-200m-to-snatch-up-stablecoin-giant-rail-here-why-it-matters

[9] Coinpedia

https://coinpedia.org/news/ripple-buys-rail-for-200m-as-bill-morgan-calls-out-convenient-timing/

[10] ICOBench.com

[11] CoinCentral

https://coincentral.com/ripple-acquires-rail-for-200m-to-dominate-stablecoin-payments/

[12] Global Fintech Series

[13] ICOBench.com

[14] Bitcoin.com