Bitcoin News Today: Ray Dalio Urges 15% Gold and Bitcoin Allocation as Hedge Against Inflation Debt and Geopolitical Risks

Billionaire investor Ray Dalio, founder of Bridgewater Associates, has advised investors to allocate up to 15% of their portfolios to gold and Bitcoin, positioning them as hedges against risks in traditional assets like bonds and equities. This recommendation, highlighted in multiple reports, underscores Dalio’s evolving stance on cryptocurrency while reinforcing his continued endorsement of gold as a store of value. The allocation strategy aims to balance risk and return in an era marked by macroeconomic uncertainties, including trade tensions, U.S. debt dynamics, and inflationary pressures. Dalio emphasized that a “neutral portfolio” would include approximately 15% in gold or Bitcoin, with half of that split between the two assets [1].

Dalio’s latest remarks, reported in July 2025, align with his broader strategy of optimizing portfolios for a balanced return-to-risk ratio. He acknowledged Bitcoin’s scarcity and transactional advantages but expressed skepticism about its long-term viability as a reserve currency, citing its lack of privacy and regulatory vulnerabilities. While he recognized Bitcoin’s potential as a digital asset, Dalio noted that central banks are unlikely to adopt it as a reserve asset due to technological and governmental interventions that could undermine its effectiveness [2]. Despite these reservations, he acknowledged that individual investors may prioritize Bitcoin based on their risk tolerance, offering a flexible approach to portfolio diversification.

The 15% allocation recommendation reflects a broader market sentiment where investors are increasingly seeking alternatives to traditional assets. Dalio highlighted concerns about the U.S. debt-to-revenue ratio, which he described as six times higher, as a factor eroding confidence in fiat currencies. Meanwhile, geopolitical developments—such as trade agreements between the U.S. and EU—have introduced volatility into global markets, further justifying the demand for safe-haven assets like gold. The allocation strategy, he argued, leverages the complementary strengths of gold and Bitcoin: gold as a stable hedge against inflation and currency devaluation, and Bitcoin as a high-growth asset with low correlation to traditional markets [3].

Dalio’s advocacy for gold and Bitcoin contrasts with his earlier skepticism toward cryptocurrency. In 2021, he began acquiring Bitcoin but has since maintained a nuanced perspective, recognizing its utility while cautioning against its limitations. This duality highlights the tension between Bitcoin’s disruptive potential and its perceived shortcomings as a mainstream financial instrument. The allocation strategy is framed as a defensive measure rather than a speculative bet, emphasizing the need for diversification in an era of economic uncertainty. As markets grapple with shifting geopolitical and monetary policies, the interplay between gold, Bitcoin, and traditional assets will remain critical for strategic portfolio management [4].

The market’s response to Dalio’s guidance has been mixed. Gold prices have remained stable amid trade deal optimism, while Bitcoin’s trajectory has been more volatile, influenced by macroeconomic factors and institutional adoption. Analysts have noted the potential for Bitcoin to outperform traditional assets in certain scenarios, though its regulatory and technological challenges remain unresolved [5]. Dalio’s influence in the financial sector adds weight to his recommendations, but investors are urged to evaluate the rationale behind the allocation. The 15% threshold is designed to mitigate systemic risks and enhance portfolio resilience, rather than to promote speculative trading.

Investors are encouraged to gradually integrate gold and Bitcoin into their portfolios, maintaining a balanced approach aligned with their risk tolerance. Bridgewater experts suggest regular portfolio reviews to optimize allocation percentages, ensuring adaptability to changing market conditions. This disciplined method supports long-term wealth preservation and capital growth, particularly in an environment where fiat devaluation and unsustainable debt levels are growing concerns [6].

Dalio’s guidance underscores the evolving role of alternative assets in modern portfolio theory. By combining traditional safe havens with innovative digital assets, investors can navigate macroeconomic uncertainties while safeguarding purchasing power. The recommendation to allocate 15% to gold and Bitcoin reflects a strategic, data-driven approach to diversification, supported by historical evidence of lower portfolio volatility during market stress. As the financial landscape continues to shift, the integration of these assets into mainstream investment strategies will likely remain a focal point for risk-averse investors seeking resilience in turbulent markets [7].

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[1] [Bitcoin News Today: Dalio urges 15% gold ...](https://www.ainvest.com/news/bitcoin-news-today-dalio-urges-15-gold-bitcoin-allocation-hedge-inflation-debt-risks-2507/)

[2] [Billionaire Dalio Backs 15% Bitcoin (BTC) or Gold Allocation](https://u.today/billionaire-dalio-backs-15-bitcoin-btc-or-gold-allocation)

[3] [Ray Dalio Recommends Allocating 15% of Funds to Gold ...](https://www.binance.com/en/square/post/07-28-2025-ray-dalio-recommends-allocating-15-of-funds-to-gold-or-bitcoin-27546743738649)

[4] [Billionaire Ray Dalio Urges Investors to Allocate 15% of ...](https://decrypt.co/332083/billionaire-ray-dalio-urges-investors-to-allocate-15-of-portfolios-to-gold-and-bitcoin)

[5] [Ray Dalio Endorses 15% Bitcoin or Gold Portfolio Allocation](https://www.fxleaders.com/news/2025/07/28/ray-dalio-endorses-15-bitcoin-or-gold-portfolio-allocation/)

[6] [Ray Dalio Recommends Gold and Bitcoin as Assets ...](https://bloomingbit.io/en/feed/news/93720)

[7] [Ray Dalio Endorses 15% Bitcoin or Gold Portfolio Allocation](https://www.fxleaders.com/news/2025/07/28/ray-dalio-endorses-15-bitcoin-or-gold-portfolio-allocation/)