Bitcoin News Today: Ray Dalio urges 15% allocation to gold and bitcoin as hedge against fiat devaluation debt and geopolitical risks

Billionaire investor Ray Dalio, founder of Bridgewater Associates, has advised investors to allocate approximately 15% of their portfolios to long-term assets such as gold and Bitcoin, citing their potential to hedge against fiat currency devaluation, rising global debt, and geopolitical risks. The recommendation, highlighted in multiple reports, underscores Dalio’s belief in diversifying portfolios to mitigate vulnerabilities in traditional markets [1][2][3].

Dalio, a former managing partner of the world’s largest hedge fund, emphasized that while he personally favors gold over Bitcoin, both assets serve as effective diversifiers during economic uncertainty. “If you were optimizing your portfolio for the best return-to-risk ratio, you would have about 15% of your money in gold or bitcoin,” he stated in an interview on CNBC’s Master Investor Podcast. Despite owning “some bitcoin, but not much,” Dalio acknowledged the digital asset’s growing perception as an alternative store of value, while cautioning about on-chain privacy and code longevity [1][5].

The rationale centers on macroeconomic risks, including the devaluation of fiat currencies and the “debt doom loop” facing Western economies. Dalio warned that the U.S. government may need to issue nearly $12 trillion in Treasuries next year to service its growing debt, a trend he described as a “point of no return.” He argued that all Western nations are at risk of synchronized economic decline, similar to periods like the 1930s and 1970s, with long-term assets like gold and Bitcoin offering relative stability amid fiat currency erosion [1][7].

While the market reaction has been mixed, the endorsement has amplified institutional interest in Bitcoin. Gold prices saw a modest increase following the announcement, though Bitcoin’s performance remains tied to broader market dynamics. Critics question the practicality of a 15% allocation for risk-averse investors, but Dalio’s influence has reinforced confidence in alternative assets. Institutional adoption of Bitcoin, including through spot ETFs, has gained momentum, with some analysts linking this trend to high-profile endorsements [6][9].

Dalio’s guidance reflects a broader shift in perceptions of cryptocurrencies, particularly for high-profile investors who historically approached the asset class with skepticism. His evolving stance highlights the growing recognition of Bitcoin’s role in macroeconomic risk mitigation, even as concerns about its volatility persist. The recommendation also aligns with his long-standing investment philosophy, which prioritizes portfolio diversification and risk management in uncertain economic climates [4][8].

Sources: [1] [Billionaire investor Ray Dalio urges 15% allocation gold or bitcoin says] (https://www.kitco.com/news/article/2025-07-28/billionaire-investor-ray-dalio-urges-15-allocation-gold-or-bitcoin-says) [2] [Bitcoin News Today: Ray Dalio Recommends 15% ...] (https://www.ainvest.com/news/bitcoin-news-today-ray-dalio-recommends-15-bitcoin-gold-hedge-devaluing-fiat-rising-debt-2507/) [3] [Billionaire Ray Dalio Recommends 15% Bitcoin Allocation ...] (https://cryptonews.com/news/billionaire-ray-dalio-recommends-15-bitcoin-allocation-as-fiat-currencies-face-classic-devaluation/) [4] [Founder of Bridgewater Fund: It is recommended to ...] (https://www.mexc.com/es/news/founder-of-bridgewater-fund-it-is-recommended-to-allocate-at-least-15-of-the-portfolio-to-gold-and-bitcoin/62613) [5] [Ray Dalio suggests investors allocate 15% to gold or ...] (https://www.binance.com/en/square/post/27558392055177) [6] [Billionaire investor Ray Dalio recommends 15% allocation ...] (https://cryptopanic.com/news/23729374/Billionaire-investor-Ray-Dalio-recommends-15-allocation-in-long-term-assets-like-bitcoin-and-gold) [7] [Ray Dalio recommends 15% allocation in long-term assets ...] (https://investinglive.com/Cryptocurrency/ray-dalio-recommends-15-allocation-in-long-term-assets-like-bitcoin-gold-crypto-media-20250728/) [8] [Billionaire Ray Dalio Urges Investors to Allocate 15% of ...] (https://infomarine.net/en/insight/118-crypto-news/34539-billionaire-ray-dalio-urges-investors-to-allocate-15-of-portfolios-to-gold-and-bitcoin.html) [9] [The Block on X: "Billionaire investor Ray Dalio recommends ...] (https://x.com/TheBlock__/status/1949935419426025702)