Bitcoin News Today: Ray Dalio Urges 15% Allocation to Gold or Bitcoin as Hedge Against Currency Devaluation and Fiscal Risks

Billionaire investor Ray Dalio has reiterated his recommendation for a 15% portfolio allocation to gold or Bitcoin as a hedge against currency devaluation and rising fiscal risks. Speaking on the Master Investor podcast, Dalio emphasized that central banks’ loose monetary policies erode purchasing power, making uncorrelated assets like gold and Bitcoin essential for balancing risk. While he expressed a personal preference for gold, he acknowledged Bitcoin’s potential as a modern diversifier, stating, “I’m strongly preferring gold to Bitcoin, but that’s up to you” [1].

Dalio’s framework hinges on mitigating exposure to fiat currency volatility, which he attributes to excessive money printing and unsustainable debt levels. He argued that investors with a neutral stance on traditional assets should allocate 15% to either gold or Bitcoin, framing this as a safeguard against policy-driven market instability. “If you had no view, you would have about 15%… as a safeguard against the other exposures,” he noted, underscoring the role of limited-supply assets in preserving wealth amid inflationary pressures [1].

The investor’s strategy aligns with his broader macroeconomic outlook, which anticipates a “classic devaluation” of paper money as global debt burdens mount [2]. By 2025, analysts observed a resurgence of concerns over U.S. fiscal policies, including federal debt levels and accommodative monetary measures, which Dalio has long warned could undermine the dollar’s long-term stability [3]. His endorsement of Bitcoin, while cautious, reflects a pragmatic approach: leveraging gold’s historical resilience alongside Bitcoin’s decentralized properties to create a buffer against market swings [4].

Critics have debated the feasibility of Dalio’s recommendation, citing Bitcoin’s price volatility as a potential risk amplifier. However, supporters highlight its role as a digital alternative to gold in an increasingly digitized financial landscape. Dalio’s influence may encourage institutional investors to reassess allocation strategies, particularly as macroeconomic uncertainties persist. His repeated advocacy for this framework signals a shift in mainstream acceptance of Bitcoin as a legitimate asset class, moving it from speculative status to a recognized tool for portfolio diversification [5].

Dalio also stressed that portfolio decisions must align with individual convictions. Investors favoring Bitcoin could tilt allocations toward digital assets, while those prioritizing gold might allocate more to bullion. Regardless of choice, he advocated for exposure to both, asserting that such a strategy provides protection against policy missteps and market volatility. “Portfolio balance must reflect one’s own convictions,” he explained, while cautioning against overreliance on any single asset [6].

The investor’s guidance comes at a time of heightened scrutiny for U.S. fiscal policies, with analysts noting the long-term erosion of the dollar’s purchasing power due to accommodative monetary policies [7]. Dalio’s 15% rule offers a structured approach to hedging against these risks, emphasizing the importance of uncorrelated assets in an environment where traditional cash holdings lose value. This perspective aligns with broader trends in 2025, where Bitcoin’s growing regulatory clarity and market capitalization have made it more attractive to institutional players [8].

Sources:

[1] [Billionaire Dalio Backs 15% Bitcoin (BTC) or Gold Allocation] (https://u.today/billionaire-dalio-backs-15-bitcoin-btc-or-gold-allocation)

[2] [Billionaire Ray Dalio Recommends 15% Bitcoin Allocation ...] (https://cryptonews.com/news/billionaire-ray-dalio-recommends-15-bitcoin-allocation-as-fiat-currencies-face-classic-devaluation/)

[3] [Ray Dalio Endorses Bitcoin as Hedge Amid U.S. Debt Concerns] (https://defi-planet.com/2025/07/ray-dalio-endorses-bitcoin-as-hedge-amid-u-s-debt-concerns/)

[4] [Ray Dalio Urges Bitcoin Or Gold: Says Fiat's On A Slippery ...] (https://financefeeds.com/ray-dalio-urges-bitcoin-or-gold/)

[5] [Ray Dalio Recommends 15% Portfolio Allocation to Bitcoin or Gold] (https://coinalyze.net/bitcoin/usdt/binance/price-chart-live/)

[6] [Author: Olumide Adesina] (https://www.fxleaders.com/news/author/olumideadesinaoutlook-com/)

[7] [Macro Outlook of Crypto Market in the Second Half of 2025] (https://www.coinlive.com/news/macro-outlook-of-crypto-market-in-the-second-half-of)

[8] [Ray Dalio Endorses Bitcoin as Hedge Amid U.S. Debt Concerns] (https://defi-planet.com/2025/07/ray-dalio-endorses-bitcoin-as-hedge-amid-u-s-debt-concerns/)