Bitcoin News Today: Ray Dalio Recommends 15% Gold and Bitcoin to Hedge Inflation and Debt Risks

Bridgewater Associates founder Ray Dalio has recommended investors allocate at least 15% of their portfolios to gold and Bitcoin, advocating the two assets as critical tools for diversification and hedging against macroeconomic risks such as inflation, fiat currency devaluation, and rising global debt levels [1][2]. This advice marks a strategic pivot in portfolio management, emphasizing a balanced approach to mitigate volatility in an uncertain economic climate. Dalio, a long-time proponent of gold as a traditional safe-haven asset, has increasingly acknowledged Bitcoin’s role in modern portfolios, reflecting its growing institutional acceptance [6].

The proposed 15% allocation is split evenly between gold and Bitcoin, with Dalio noting that each asset addresses distinct risks. Gold, with its historical resilience during inflationary periods, provides stability, while Bitcoin’s limited supply and low correlation with traditional assets offer a digital hedge against currency depreciation and market downturns [3]. Bridgewater’s analysis highlights that portfolios incorporating both assets historically exhibit reduced volatility and enhanced returns during crises, reinforcing the strategy’s efficacy [4].

Dalio’s recommendation stems from a broader assessment of global economic vulnerabilities, including unsustainable debt levels—such as the U.S. national debt, which he estimates at six times the country’s annual revenue [6]. By allocating 15% to uncorrelated assets, investors can safeguard purchasing power while maintaining exposure to growth opportunities. This approach aligns with modern portfolio theory, which prioritizes diversification to balance risk and return [7].

The timing of Dalio’s comments coincides with heightened scrutiny of central bank policies and trade dynamics, such as the U.S.-EU tariff reductions and potential Federal Reserve rate adjustments. While these developments are not directly tied to his allocation strategy, they underscore the macroeconomic uncertainties that justify a diversified approach [6]. Analysts note that gold’s recent stability contrasts with Bitcoin’s susceptibility to regulatory shifts and institutional flows, yet both assets remain relevant for risk management [8].

Critically, Dalio frames the 15% allocation as a neutral, risk-optimized framework rather than a predictive forecast. Investors are urged to tailor the strategy to their individual risk tolerance and market outlooks, as the recommendation assumes no specific directional bets on asset performance [6]. This nuanced stance reflects Bridgewater’s broader philosophy of adapting to evolving economic conditions while prioritizing long-term resilience.

The impact of this strategy could accelerate Bitcoin’s adoption among institutional investors, particularly as regulatory clarity and technological advancements reduce its perceived risks. However, the effectiveness of the allocation will depend on the performance of both assets amid macroeconomic pressures. Dalio’s credibility as a market forecaster adds weight to the recommendation, though individual investors must evaluate the strategy within their own financial contexts [1].

Source: [1] [Billionaire Ray Dalio Urges Investors to Allocate 15% of Portfolios to Gold and Bitcoin](https://decrypt.co/332083/billionaire-ray-dalio-urges-investors-to-allocate-15-of-portfolios-to-gold-and-bitcoin) [2] [Bitcoin News Today: Dalio Urges 15% Gold Allocation](https://www.ainvest.com/news/bitcoin-news-today-dalio-urges-15-gold-bitcoin-allocation-hedge-fiat-devaluation-debt-risks-2507/) [3] [Ray Dalio Recommends Allocating 15% of Funds to Gold or Bitcoin](https://www.binance.com/en/square/post/07-28-2025-ray-dalio-recommends-allocating-15-of-funds-to-gold-or-bitcoin-27546743738649) [4] [Billionaire Dalio Backs 15% Bitcoin or Gold Allocation](https://u.today/billionaire-dalio-backs-15-bitcoin-btc-or-gold-allocation) [5] [Ray Dalio Recommends Gold and Bitcoin as Assets](https://bloomingbit.io/en/feed/news/93720) [6] [Ray Dalio Endorses 15% Bitcoin or Gold Portfolio Allocation](https://www.fxleaders.com/news/2025/07/28/ray-dalio-endorses-15-bitcoin-or-gold-portfolio-allocation/) [7] [Metaplanet Surpasses $2B in Bitcoin Holdings](https://m.economictimes.com/crypto-news-today-live-28-jul-2025/liveblog/122939448.cms) [8] [Forex Signals Brief July 28: Data Tsunami as Fed, BoJ, GDP & Tariffs Line Up to Shake Markets](https://www.fxleaders.com/news/category/articles/)