Bitcoin News Today: Ray Dalio recommends 15% Bitcoin, gold allocation amid U.S. debt surge and dollar devaluation risks

Ray Dalio, founder of Bridgewater Associates, has advised investors to consider allocating 15% of their portfolios to Bitcoin and gold as a hedge against the U.S. debt crisis and potential currency devaluation. This recommendation comes amid rising concerns over the U.S. national debt, which currently stands at $36.7 trillion, and projections from the U.S. Treasury indicating an additional $1 trillion in borrowing for Q3 2025 alone, surpassing prior estimates by $453 billion [1]. Dalio emphasized that this allocation aims to optimize the return-to-risk ratio in an environment marked by fiscal uncertainty [2].

During a recent appearance on the Master Investor podcast, Dalio clarified that while he personally holds Bitcoin, he prefers gold for its established stability. He noted that the exact distribution between the two assets is a personal decision for investors. This marks a notable shift from his earlier 2022 suggestion of a 1-2% Bitcoin allocation, reflecting heightened concerns over global fiscal risks [3]. Despite endorsing Bitcoin as a portfolio diversifier, Dalio remains skeptical about its viability as a reserve currency. He highlighted transparency issues, such as governments’ ability to track transactions, and potential vulnerabilities in Bitcoin’s code that could hinder its adoption by central banks [4].

The U.S. Treasury’s recent report underscores Dalio’s warnings, projecting borrowing needs of $590 billion in Q4 2025. These figures reinforce concerns about the devaluation of the U.S. dollar and the broader “debt doom loop” affecting Western economies, including the United Kingdom [5]. Market trends align with Dalio’s strategy: Bitcoin has traded near $118,100, within 4% of its all-time high, while gold has reached multiple record highs over recent months [6].

Dalio’s analysis positions Bitcoin and gold as critical tools for mitigating risks associated with fiat currency erosion. However, he cautioned against viewing Bitcoin as a long-term alternative to traditional reserves, citing its transparency and technical limitations [7]. Investors are urged to balance caution with strategic diversification, leveraging store-of-value assets amid evolving macroeconomic conditions [8].

Sources:

[1] [title: U.S. Treasury Report Highlights Growing Debt and Borrowing Needs] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[2] [title: Ray Dalio Advocates 15% Portfolio Allocation to Bitcoin and Gold Amid US Debt Concerns] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[3] [title: Dalio’s Portfolio Strategy and Preference for Gold] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[4] [title: Why Ray Dalio Remains Skeptical About Bitcoin as a Reserve Currency] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[5] [title: US Treasury Report Highlights Growing Debt and Borrowing Needs] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[6] [title: Bitcoin and Gold Reach New Highs Amid Economic Uncertainty] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[7] [title: Why Ray Dalio Remains Skeptical About Bitcoin as a Reserve Currency] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]

[8] [title: Conclusion] [url: https://en.coinotag.com/ray-dalio-suggests-considering-15-bitcoin-allocation-amid-us-debt-concerns-and-currency-risks/]