Bitcoin News Today: Ray Dalio Advises 15% Bitcoin/Gold to Hedge Rising U.S. Debt and Devaluation

American billionaire investor Ray Dalio has advised investors to allocate up to 15% of their portfolios to Bitcoin or gold as a hedge against rising U.S. national debt and currency devaluation risks. The recommendation, shared during a recent appearance on the Master Investor podcast, reflects a significant shift from his earlier 2022 guidance, which suggested a 1-2% Bitcoin allocation [1]. Dalio highlighted the U.S. debt now exceeding $36.7 trillion as a primary concern, noting that the Treasury is projected to issue an additional $12 trillion in securities over the coming year to fund existing obligations [2]. He warned that this trajectory could create a “debt doom loop,” a risk he also identified in other developed economies such as the United Kingdom [3].

Dalio emphasized the importance of diversifying into hard assets to mitigate risks associated with economic instability and inflation. While acknowledging Bitcoin’s role as a “diversifier,” he expressed skepticism about its suitability as a reserve currency, citing its transparency and lack of privacy as barriers to adoption by central banks [2]. Despite these reservations, he noted that both Bitcoin and gold have demonstrated resilience in recent months. Bitcoin traded near $118,100, just 4% below its all-time high, while gold continued to set record prices amid heightened demand for safe-haven assets [1].

The U.S. Treasury’s recent borrowing projections underscore Dalio’s concerns. A report revealed that the federal government is expected to issue $1 trillion in new debt for Q3 2025—$453 billion higher than earlier estimates—with an additional $590 billion projected for Q4 2025 [2]. This surge in borrowing reflects a growing reliance on debt to fund operations, compounding long-term fiscal sustainability challenges. Dalio’s analysis extends beyond the U.S., noting similar vulnerabilities in Western economies facing escalating debt burdens [3].

The recommendation has sparked debate on the role of volatile assets in crisis preparedness. While critics highlight Bitcoin’s price swings and regulatory uncertainties, proponents argue that diversification remains critical in an era of macroeconomic instability. Dalio’s preference for gold, though allowing individual discretion in the Bitcoin-gold allocation split, underscores his focus on historically stable assets amid economic uncertainty [1].

Sources:

[1] IDNFinancials, [https://www.idnfinancials.com/news/56216/ray-dalio-investors-should-allocate-15-to-gold-and-bitcoin](https://www.idnfinancials.com/news/56216/ray-dalio-investors-should-allocate-15-to-gold-and-bitcoin)

[2] Coinpaper, [https://coinpaper.com/10231/ray-dalio-recommends-putting-15-in-bitcoin-or-gold](https://coinpaper.com/10231/ray-dalio-recommends-putting-15-in-bitcoin-or-gold)

[3] Yahoo.co, [https://uk.news.yahoo.com/uk-debt-doom-loop-top-064000079.html](https://uk.news.yahoo.com/uk-debt-doom-loop-top-064000079.html)