Bitcoin News Today: Ray Dalio advises 15% allocation to gold/Bitcoin amid U.S. debt concerns

Ray Dalio, founder of Bridgewater Associates, has advised investors to consider allocating up to 15% of their portfolios to gold or Bitcoin as a strategic hedge against rising U.S. debt and currency devaluation risks. This recommendation, outlined on July 29, 2025, marks a notable shift from his earlier guidance, which suggested a Bitcoin allocation of just 1-2% [1]. Dalio emphasized that the growing economic uncertainty—exacerbated by U.S. debt surpassing $36.7 trillion—necessitates diversified risk management strategies [1]. While he personally favors gold as a traditional store of value, he acknowledged Bitcoin’s increasing role in hedging against inflationary pressures and fiat currency risks [1].

The move reflects a broader acceptance of cryptocurrency within traditional finance circles, as Dalio’s influence could prompt institutional investors to reassess their portfolio allocations [1]. However, immediate market reactions have been limited, with no significant on-chain activity linked to the recommendation. Analysts note that historical trends often show such endorsements precede gradual demand shifts, though current data does not yet reflect this [1]. Dalio’s comments also underscore concerns about the U.S. dollar’s long-term stability, urging investors to prioritize assets less correlated with fiat currencies during periods of macroeconomic volatility [1].

Financial advisors are closely monitoring the implications of Dalio’s guidance. While institutional allocations have not yet changed, the recommendation aligns with a growing trend of incorporating alternative assets into portfolios. Dalio’s preference for gold over Bitcoin—stating, “I have some Bitcoin, but not much”—highlights the asset’s established role as a currency hedge [1]. Nevertheless, he leaves the exact allocation between the two to investor discretion, recognizing Bitcoin’s potential as a digital store of value. This nuanced stance may encourage a balanced approach, particularly as global economic risks persist [1].

The U.S. debt burden, now exceeding $36.7 trillion, remains a central concern for Dalio. He warned that such levels could weaken the dollar, affecting currency markets and investment strategies worldwide [1]. His advice to diversify into gold and Bitcoin underscores the need for resilience in the face of unpredictable monetary policies and inflationary pressures. Investors are being urged to evaluate macroeconomic risks when adjusting their strategies, with Dalio’s 15% allocation serving as a benchmark for risk-averse portfolios [1].

Market participants remain cautious, as the impact of Dalio’s guidance has yet to manifest in tangible portfolio shifts. However, the recommendation is likely to influence long-term investment behavior, particularly as traditional assets face headwinds from debt-driven inflation. While gold retains its status as a preferred hedge, Bitcoin’s role in portfolio diversification is gaining credibility, albeit cautiously [1]. The financial community continues to assess how these developments might reshape asset allocation frameworks, particularly in an environment where fiat currencies face mounting scrutiny [1].

References

[1] [Ray Dalio Suggests Considering 15% Portfolio Allocation in Bitcoin Amid US Debt Concerns](https://en.coinotag.com/ray-dalio-suggests-considering-15-portfolio-allocation-in-bitcoin-amid-us-debt-concerns/)