Bitcoin News Today: Mutuum Finance Presale Nears Completion With 20% Price Increase

Bitcoin’s recent surge is setting a bullish tone for the broader cryptocurrency market, with analysts predicting a potential rise to $150,000 in the coming months. This optimism is not only boosting Bitcoin’s appeal but also sparking interest in altcoins, particularly those with strong utility and growth potential. One altcoin that has caught the attention of investors is Mutuum Finance (MUTM), a decentralized finance project that is nearing the completion of its presale Phase 5, with over 80% of the tokens already sold out. This milestone is accompanied by an impending 20% price increase, making it an attractive investment opportunity.

Bitcoin’s momentum is driven by fresh capital inflows into spot Bitcoin ETFs and improving global sentiment, signaling renewed confidence in the cryptocurrency market. This shift in narrative is focusing on the fundamentals, which is lifting not only Bitcoin but also altcoins that offer real value and clear use cases. While many investors are watching Bitcoin for long-term gains, others are exploring the potential of tokens that have not yet hit the open market, such as Mutuum Finance.

Mutuum Finance is developing a lending and borrowing protocol that operates without centralized control, utilizing smart contracts to ensure transparency and automation. Lenders deposit assets like ETH or stablecoins into Mutuum’s liquidity pools and receive mtTokens in return, which represent their share of the pool and automatically increase in value over time as interest accrues. Borrowers can tap into liquidity by posting overcollateralized assets, ensuring stability and solvency while providing access to capital without selling holdings. The protocol is already under development, with its beta version expected to go live alongside the token launch, demonstrating that this is more than just a whitepaper project.

In addition to its lending platform, Mutuum is building an overcollateralized stablecoin that will be fully backed by assets supplied within the ecosystem. This stablecoin will maintain its peg to the U.S. dollar through on-chain mechanisms, ensuring transparency and reliability. Users must deposit collateral exceeding the value of the tokens they mint, and once the borrowed amount is repaid, those stablecoins are permanently removed from circulation, preventing inflation. The interest generated from stablecoin borrowing goes directly to the treasury, reinforcing the ecosystem’s value over time.

The presale of Mutuum Finance has already raised over $12.6 million, with more than 13,600 holders joining so far. With more than 80% of Phase 5 completed, the token price is set to rise to $0.035 in Phase 6, marking a 20% increase for incoming participants. The price will continue to climb across the remaining phases until launch, where MUTM is expected to list at $0.06, offering a potential 2x gain before the token even hits exchanges. The completion of a full audit by CertiK, which gave Mutuum a score of 95, confirms the security and readiness of its smart contracts. The team has also launched a $50,000 bug bounty program and a $100,000 giveaway for early contributors, further strengthening engagement from new and existing investors.

As Bitcoin pushes toward $150,000 and overall sentiment shifts back to growth, early-stage projects with clear fundamentals are gaining attention. Mutuum Finance checks all the right boxes: functional design, audited smart contracts, passive income potential, and additional utility through its upcoming stablecoin. With the presale nearing completion and a 20% price increase confirmed for Phase 6, those considering an entry point may not have much time left. For investors looking for a promising altcoin with a long-term outlook, MUTM is shaping up to be one of the best crypto investments heading into 2026.