Bitcoin News Today: Mutuum Finance Presale Hits $13.7M With 250% Early Returns and 20x Price Potential

Mutuum Finance (MUTM) is currently in Phase 6 of its token presale, having already raised over $13.7 million and attracted more than 14,700 token holders [1]. Only 7% of the 170 million tokens available in this round have been sold, indicating substantial room for price appreciation before the token is listed at $0.06. Investors who bought in during earlier phases at $0.01 have already achieved a 250% return, while current buyers are entering at $0.035, well below the anticipated post-listing price.

Unlike many speculative tokens, MUTM is backed by a robust lending framework that includes both peer-to-collector (P2C) and peer-to-peer (P2P) models. Lenders can earn high annual percentage yields (APYs) by depositing stablecoins, with one example showing that a $10,000 USDT deposit could generate up to $1,200 in passive income annually [1]. Borrowers, meanwhile, can access liquidity by collateralizing high-value assets like Ethereum (ETH), with loan-to-value (LTV) ratios designed to balance risk and flexibility.

The native MUTM token is integral to the platform’s ecosystem, governing operations, sharing fees, and distributing rewards. With an upcoming beta launch, early users will be able to engage with the platform’s live features, boosting adoption and visibility. Additionally, the platform is preparing to integrate with Layer-2 solutions, which will reduce gas fees and streamline transactions, making the platform more accessible and scalable [1].

To maintain demand and reduce supply, the protocol employs a buy-and-distribute model. A portion of the platform’s revenue is used to repurchase MUTM tokens, which are then redistributed to users staking mtTokens—representing deposited assets and earned yields. This mechanism creates sustained buying pressure and encourages long-term participation [1].

With Bitcoin (BTC) nearing key price levels and altcoins moving in tandem, undervalued projects like Mutuum Finance are expected to attract capital more rapidly. Analysts suggest that projects with real utility, such as MUTM, may see disproportionate gains as broader market attention shifts [1]. If current trends continue, MUTM could potentially rise to $0.70 or more, representing a 20x return for early investors.

Source: [1] Top undervalued penny coin this month, could 20x before BTC crosses $150K, Invezz, https://invezz.com/news/2025/07/31/top-undervalued-penny-coin-this-month-could-20x-before-btc-crosses-150k/