Bitcoin News Today: Mutuum Finance (MUTM) Raises $12.6 Million in Presale, Price to Increase 20%

The cryptocurrency market has seen significant movements with Bitcoin (BTC) surpassing the $121,000 mark, Ethereum (ETH) stabilizing at $3,000, and Cardano (ADA) reaching $0.71. Despite these impressive milestones, investors are increasingly focusing on a token priced at just $0.03, which is expected to deliver substantial returns in the near future.

Mutuum Finance (MUTM) is rapidly gaining traction and is seen as a compelling opportunity for both experienced traders and new entrants seeking exceptional growth in the decentralized finance (DeFi) space. While BTC, ETH, and ADA continue to dominate headlines, Mutuum Finance (MUTM) is quietly advancing with a solid presale foundation. Over $12.6 million has been raised, with 80% of the total 4 billion token supply sold during Phase 5. More than 13,600 holders have already committed to MUTM, indicating growing confidence in the project’s vision. The current presale price of $0.03 is set to increase to $0.035 in the next phase, marking a strategic entry point before a significant price run.

Mutuum Finance (MUTM) is preparing to launch two distinct lending models aimed at addressing the diverse needs of crypto investors: P2C (Pool-to-Contract) lending and P2P (Peer-to-Peer) borrowing. In the proposed P2C model, a user lending $15,000 worth of BTC-backed assets at a 65% loan-to-value (LTV) ratio could potentially earn an annual percentage yield (APY) of around 12%. Upon depositing, users would receive 15,000mtBTC tokens in 1:1 that reflect their holdings and are designed to increase in value as interest accumulates. This mechanism is intended to offer passive income and liquidity without requiring constant oversight or manual reinvestment. Meanwhile, the planned P2P borrowing model is expected to provide greater flexibility through direct, customizable loan agreements. In this scenario, a borrower might use 2 PEPE tokens as collateral to access $1,200 in USDT at a 70% LTV, with repayment terms negotiated individually. This direct, peer-driven approach is being developed to accommodate users seeking more tailored lending experiences than traditional DeFi platforms typically allow.

A foundational aspect of Mutuum Finance (MUTM)’s future roadmap is its integration with Layer-2 blockchain technology. This strategic move is expected to significantly reduce gas fees and transaction times—two persistent challenges in DeFi. By delivering faster, more affordable transactions, Mutuum Finance (MUTM) aims to lower the barrier to entry for a wider audience and improve the overall usability of its protocol.

The platform will undergo rigorous audits during its upcoming roadmap phases, including manual reviews and advanced automated analysis. CertiK, a trusted leader in blockchain security, has already provided Mutuum Finance (MUTM) with impressive audit results, including a Token Scan score of 95.00 and a Skynet score of 77.50. These scores reflect strong code integrity and secure smart contract architecture, reassuring investors that their funds will be protected. The project is gearing up for its Beta launch, which will open the platform to early testers, allowing the community to explore features and provide critical feedback. This phase will showcase the robustness of Mutuum Finance (MUTM)’s smart contracts, front-end and back-end developments, and risk management tools. As this Beta testing phase unfolds, user confidence will grow, setting the stage for a successful mainnet release.

Mutuum Finance (MUTM) is also actively rewarding its growing community. The ongoing $100,000 giveaway, which will reward ten lucky winners with $10,000 worth of MUTM tokens each, serves to expand the user base while building engagement. Additionally, a $50,000 bug bounty program incentivizes security researchers worldwide to contribute to the platform’s resilience, ensuring that Mutuum Finance (MUTM) stays ahead of potential vulnerabilities. As the next presale phase approaches, the opportunity to purchase MUTM tokens at $0.03 dwindles rapidly. The impending 20% price increase to $0.035 will likely accelerate demand, especially from whales currently reallocating assets from Bitcoin (BTC) and Ethereum (ETH). These large investors recognize Mutuum Finance (MUTM) as an undervalued DeFi token with a roadmap, technology, and community that position it for explosive growth.

For investors looking to diversify their portfolios beyond established giants like Bitcoin (BTC), Ethereum (ETH), and Cardano (ADA), Mutuum Finance (MUTM) represents a high-conviction opportunity. With a revolutionary lending system, advanced Layer-2 integration, solid security audits, and strong incentives for early supporters, MUTM is on track to outperform the big three within just 60 days of wider market exposure. The time to act is now. The combination of a low current price, nearly sold-out presale, and upcoming milestones makes Mutuum Finance (MUTM) a rare chance to join a project at the ground floor — before it rockets past even the most iconic cryptocurrencies.