Bitcoin News Today: MUTM Poised to Hit $5 Before BTC Reaches $150K Amid Strong Presale Momentum

Experts recently debated which altcoins could outperform Bitcoin (BTC) before the latter reaches $150,000. Among the contenders, Mutuum Finance (MUTM) emerged as a top name due to its perceived momentum, utility, and investor incentives. Analysts believe MUTM’s potential to reach $5 before BTC hits its major milestone is plausible, driven by its dual lending model and strategic tokenomics [1].

Mutuum Finance is a decentralized, non-custodial liquidity protocol that integrates two models: P2C (peer-to-contract) and P2P (peer-to-peer). In the P2C model, liquidity is pooled so lenders earn interest from smart contracts based on utilization rates. For example, depositing $8,500 worth of SOL at a 70% loan-to-value ratio and a 15% annual percentage yield could generate $1,275 in interest over a year [1].

The P2P model allows borrowers and lenders to set terms directly. A user could, for instance, pledge $3,000 in SHIB at a 68% LTV to borrow $2,040 in DAI, maintaining market exposure while meeting capital needs [1]. These features, combined with repayment flexibility and smart contract security, are seen as key to MUTM’s user growth strategy.

Currently in Phase 6 of its presale, MUTM is priced at $0.035, with the price set to increase to $0.040 in the next phase, creating a sense of urgency for investors [1]. Early-stage investments have already shown promising returns. A $5,000 investment in Phase 1, when MUTM was priced at $0.01, is now valued at $17,500 on paper. Analysts project this could reach $30,000 upon listing at $0.06, with price targets ranging up to $5 as adoption scales [1].

MUTM’s security has been validated by a CertiK audit, which gave it a Token Scan score of 95 and a Skynet score of 78. Additional security measures include a $50,000 bug bounty program that rewards vulnerability disclosures based on severity [1]. To further boost visibility, MUTM is running a $100,000 giveaway event, with 10 winners to be selected.

Experts attribute MUTM’s growth potential to its robust feature set and strategic rollout. The beta launch is expected to drive rapid total value locked (TVL) growth as users begin earning interest and engaging with the stablecoin, which is pegged to $1 and minted only during borrowing and burned during loan repayments or liquidations [1].

The stablecoin’s interest rate governance will help maintain its peg, enhancing its appeal to both DeFi veterans and newcomers. Additionally, MUTM’s buy-and-distribute mechanism will use revenue from platform activity to repurchase tokens and reward users who stake mtTokens in smart contracts [1]. This mechanism encourages ongoing participation and aligns platform growth with investor returns.

With upcoming listings on major exchanges such as Binance, KuCoin, and MEXC, liquidity inflows are expected to accelerate. Analysts forecast that by 2026, MUTM’s user base could grow faster than assets like SOL and ADA did in their early adoption phases [1]. This trajectory, combined with exchange exposure and buyback programs, supports the view that MUTM could reach $5 before BTC hits $150,000.

MUTM’s roadmap and tokenomics position it as a compelling option for investors seeking the next big opportunity in the crypto market. The current presale price of $0.035 is time-sensitive, and historical trends suggest that early movers often capture the highest returns [1].

Source: [1] This contender to hit $5 before BTC hits $150K? Experts issued their remarks (https://invezz.com/news/2025/08/16/strong-contender-that-could-reach-5-before-btc-hits-150k-experts-issued-their-remarks/)