Bitcoin News Today: Morgan Stanley Survey Shows 18% of Interns Own Crypto in 2025

A recent survey conducted by Morgan Stanley has revealed that only 18% of its 2025 summer interns in the U.S. and Europe currently own or use cryptocurrency [4]. The findings, drawn from a sample of over 700 respondents, underscore that despite being digital natives, members of Gen Z are not aggressively adopting crypto assets. With 82% of interns reporting no ownership, the data highlights a significant gap in adoption among the next generation of financial professionals [1].

The figures mark a modest increase from 2024, when only 13% of interns reported crypto ownership [2]. However, the overall trend remains one of caution. Only 26% of the 2025 cohort expressed any level of interest in crypto, up slightly from 23% in 2024, while 55% remain uninterested [5]. This lukewarm engagement contrasts sharply with the broader global movement toward crypto adoption, including the launch of spot Bitcoin ETFs and over $53.7 billion in inflows since January 2024 [3].

The Morgan Stanley survey also reveals a generational preference for other emerging technologies. For instance, 96% of U.S. interns and 91% of their European counterparts reported using AI tools regularly, often as a time-saving resource [6]. While many recognize the utility of AI, some remain skeptical of its accuracy and reliability [7]. This level of engagement with AI stands in stark contrast to the tepid interest in crypto, suggesting that future finance leaders are more drawn to technologies that offer tangible, immediate benefits.

The study also notes a growing concern among European interns about the impact of technology on mental health, with nearly half reporting it as a significant issue [1]. This adds a layer of complexity to the technology adoption narrative, suggesting that while young professionals are embracing tools like AI, they are also critically assessing the broader implications of digital transformation.

In comparison to crypto, interns also showed a stronger interest in humanoid robots, with over 60% in the U.S. and 69% in Europe expressing a desire to own one [8]. Morgan Stanley forecasts the humanoid robotics market could surpass $5 trillion by 2050, with the vast majority of units deployed in industrial and commercial settings [9]. This projection suggests that, for the next generation, emerging opportunities may lie more in robotics than in digital assets.

Analysts have pointed to these findings as indicative of a potential shift in capital allocation preferences among future finance leaders [10]. While crypto continues to attract institutional attention, the demographic set to shape the financial landscape in the coming decades appears more captivated by AI and robotics. The results reflect a nuanced picture where market trends and professional inclinations do not always align [11].

The survey also challenges the prevailing notion that crypto is an inevitable part of mainstream finance. Despite regulatory progress and the inclusion of Bitcoin and Ether in corporate balance sheets, young professionals—those who will soon hold significant influence in the industry—remain hesitant [12]. Analysts suggest this caution could influence long-term adoption and investment strategies [13].

Sources:

[1] [We Are Still Early': Morgan Stanley's Intern Survey Reveals as ...](https://finance.yahoo.com/news/still-early-morgan-stanleys-intern-144338302.html)

[2] [Morgan Stanley Says Crypto Adoption In 'Early Stage'](https://www.barchart.com/story/news/34369910/morgan-stanley-says-crypto-adoption-in-early-stage)

[3] [Bitcoin News Today: Future Finance Leaders Stick to AI ...](https://www.ainvest.com/news/bitcoin-news-today-future-finance-leaders-stick-ai-robots-shy-crypto-2508/)

[4] [Only 18% Interns Own Crypto in 2025: Morgan Stanley](https://www.cryptotimes.io/2025/08/25/only-18-interns-own-crypto-in-2025-morgan-stanley/)

[5] [Morgan Stanley Survey Shows 18% of Interns Own ...](https://holder.io/news/morgan-stanley-interns-crypto-2025/)

[6] [Wall Street's Next Generation Favors AI Over Crypto ...](https://yellow.com/news/wall-streets-next-generation-favors-ai-over-crypto-morgan-stanley-survey-finds)

[7] [Survey: Only 18% of Morgan Stanley interns have ...](https://www.odaily.news/en/newsflash/444849)

[8] [Crypto Interest Trails AI and Humanoids Among Future ...](https://www.mexc.com/en-GB/news/crypto-interest-trails-ai-and-humanoids-among-future-finance-leaders-morgan-stanley-intern-survey-shows/72307)

[9] [Morgan Stanley reveals that interest in Bitcoin and crypto ...](https://www.reddit.com/r/InBitcoinWeTrust/comments/1mzka5c/morgan_stanley_reveals_that_interest_in_bitcoin/)

[10] [Tom Lee Predicts Crypto Market is in Its Early Innings ...](https://www.ainvest.com/news/tom-lee-predicts-crypto-market-early-innings-gains-2508/)