Bitcoin News Today: MoneyBadger's Universal Translator Lets South Africans Spend Bitcoin at 650K Stores


South Africans can now use cryptocurrency at over 650,000 retail locations nationwide through a new integration between BitcoinBTC-- payments provider MoneyBadger and QR code payment platform Scan to Pay [1]. The collaboration enables users of major exchanges like Binance, Luno, and VALR to pay with Bitcoin (BTC), stablecoins, and other digital assets at participating merchants, with settlements processed in local currency (ZAR) [2]. This marks a significant expansion of crypto adoption in South Africa, where the market has seen a shift from holding Bitcoin as an investment to using it for everyday purchases [3].
The integration eliminates the need for users to convert their crypto holdings into fiat before making transactions. Instead, shoppers scan a QR code at checkout using the MoneyBadger app or partner wallets like Blink and Aqua. Payments are processed instantly via the Bitcoin Lightning Network, with merchants receiving funds in rands through existing banking channels [1]. This seamless process supports over 7 million Bitcoin Lightning users and aligns with growing demand for practical crypto utility [2].
Merchants benefit from the integration without requiring additional infrastructure changes. Scan to Pay's existing network of 650,000+ outlets-spanning retail chains like Shoprite, Checkers, and Engen-can now accept crypto payments without altering their point-of-sale systems [3]. Theo Koma, product owner at Scan to Pay, emphasized that the collaboration advances financial inclusion by enabling direct use of cryptocurrency holdings for daily transactions [2].
MoneyBadger CEO Carel van Wyk noted that the rollout reflects a broader market trend: "South Africans are increasingly moving from holding Bitcoin as an investment to using it for everyday spending," he said. The partnership expands the number of merchants accepting Bitcoin significantly, including major retailers like Cell C, Dis-Chem, and DSTV [1]. Van Wyk also highlighted the importance of fostering utility to drive adoption, referencing Bitcoin's original vision as a peer-to-peer electronic cash system [2].
The integration leverages MoneyBadger's universal translator app, which bridges legacy POS systems with Bitcoin payments via QR codes. This allows compatibility with major wallet providers and ensures flexibility for users to transact in any supported currency [1]. For example, a user can pay for groceries with Bitcoin while the merchant receives rands, mitigating exposure to crypto price volatility [3].
Luno, one of the participating exchanges, reported that its 30,000-merchant network is now linked to Scan to Pay's infrastructure, extending crypto acceptance to over 700,000 retail points [2]. This includes high-traffic locations like Makro, Vodacom, and Clicks, as well as online platforms. The system also supports cross-border payments through partners like Clicksendnow and Webtickets [1].
The rollout aligns with South Africa's growing crypto ecosystem, where adoption rates have increased by 19.4% in 2025 [4]. However, regulatory and economic factors remain influential. The Financial Sector Conduct Authority (FSCA) has established licensing frameworks for crypto platforms, while banks are gradually integrating digital asset services [5]. Despite these developments, challenges such as transaction speed and security persist [5].
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