Bitcoin News Today: Latin America Advances Blockchain Finance as Brazil Tokens $130M Agribusiness, Mexico Bets $10B on Bitcoin

Latin America’s financial landscape is witnessing transformative developments as blockchain innovation and institutional crypto adoption converge. In Brazil, VERT’s blockchain platform, built on the XRP Ledger (XRPL), has marked a significant step toward capital market digitization by tokenizing a 700-million-real Agribusiness Receivables Certificate (CRA)—equivalent to $130 million. The platform automates structured credit processes, leveraging XRPL’s low costs and real-time settlement capabilities, while adhering to Brazilian regulations. With $10.51 billion in assets under management and 350 structured credit transactions, VERT positions itself as a leader in regulated blockchain finance [1]. Meanwhile, Mexican real estate firm Grupo Murano announced a $10 billion Bitcoin treasury strategy over five years, aligning with global trends where firms treat Bitcoin as a strategic reserve asset. The company’s exposure to Bitcoin could reach 80% of its portfolio, integrating digital transformation across its operations [1]. In Argentina, crypto exchange Ripio and FinTech Tapi launched a service enabling direct crypto payments for utilities, subscriptions, and school fees, bypassing currency conversion and reinforcing crypto as a medium of exchange. The integration supports major cryptocurrencies and complies with local regulations through real-time conversion and cross-chain QR codes [1].

The tokenization initiative by VERT underscores Brazil’s alignment with global financial digitization, offering enhanced transparency and efficiency in securitization. By utilizing the XRPL EVM Sidechain for smart contracts, VERT addresses operational bottlenecks in traditional credit markets, potentially lowering entry barriers for institutional investors. The CRA issuance demonstrates the platform’s scalability, with Ripple’s backing further bolstering credibility. Analysts note that such innovations could accelerate Brazil’s integration into cross-border digital finance ecosystems, though regulatory clarity remains critical for broader adoption.

Grupo Murano’s Bitcoin treasury strategy highlights a growing institutional appetite for cryptocurrency as a reserve asset. By committing to a multi-year, multi-billion-dollar investment, the firm signals confidence in Bitcoin’s long-term value and hedging potential against inflation. Its approach mirrors that of companies like Méliuz and Vanadi Coffee, which have publicly allocated Bitcoin to their treasuries. While the projected $10 billion investment spans five years, the immediate impact hinges on market volatility and execution risks. However, the move reflects a strategic shift in Latin American corporates toward diversifying assets in response to macroeconomic uncertainties.

The Ripio-Tapi partnership in Argentina expands crypto’s utility beyond speculative trading, addressing a key barrier to mainstream adoption. By enabling direct payments for essential services, the initiative reduces reliance on traditional banking infrastructure and mitigates currency devaluation risks—a critical factor in economies with high inflation. The real-time conversion feature ensures compliance with local laws while preserving the advantages of blockchain-based transactions. This development could catalyze broader acceptance of crypto as a functional currency, particularly in regions with underdeveloped financial systems.

Collectively, these advancements signal a maturing crypto ecosystem in Latin America. VERT’s regulatory-compliant tokenization, Murano’s institutional Bitcoin exposure, and Argentina’s payment integration highlight the region’s potential to lead in blockchain-driven financial innovation. However, scalability, regulatory harmonization, and market stability will determine the pace of adoption.

Source: [1] [LATAM crypto news: VERT drives asset tokenization in Brazil as Grupo Murano bets $10B on BTC treasury] [https://invezz.com/news/2025/07/26/latam-crypto-news-vert-drives-asset-tokenization-in-brazil-as-grupo-murano-bets-10b-on-btc-treasury/]