Bitcoin News Today: JPMorgan's Move: Bitcoin as Collateral Signals TradFi Shift

Bitcoin's Resilience Shines Through Market Fluctuations

Bitcoin's price has shown remarkable resilience amid a volatile macroeconomic landscape, with technical indicators and institutional developments fueling cautious optimism. As of October 22, 2025, Bitcoin traded at approximately $108,200, consolidating within a range after hitting a record high of $125,000 earlier in October. Technical traders are closely monitoring the formation of a golden cross on the 3-day chart, a bullish signal that historically precedes significant price surges, according to a crypto.news report. A breakout above $115,000 could propel the cryptocurrency toward $125,000–$130,000, though a breakdown below the $107,000–$110,000 support level risks a pullback to $100,000–$105,000, per that analysis.

Institutional confidence in Bitcoin is growing, exemplified by JPMorgan Chase & Co.'s impending policy shift. The bank plans to allow institutional clients to use Bitcoin and Ethereum as collateral for loans by year-end 2025, according to FinanceFeeds. This move, which treats crypto assets as legitimate balance-sheet instruments, marks a pivotal step in bridging traditional finance (TradFi) and digital assets. By enabling institutions to access liquidity without selling holdings, JPMorgan aims to reduce forced liquidations during downturns and enhance market stability. The initiative aligns with broader industry trends, as 70% of institutional investors now view crypto as a viable asset class.

Market dynamics further underscore Bitcoin's durability. Despite a record $19 billion liquidation event in late October, which pushed prices to a four-month low of $104,000, Standard Chartered's Geoff Kendrick remains bullish. He predicts Bitcoin could reach $200,000 by year-end, driven by ETF inflows and macroeconomic factors, according to Cointelegraph. The bear-case forecast still anticipates a price above $150,000 by December 2025, assuming the Federal Reserve continues cutting interest rates, the piece adds.

Bitcoin's performance has also outpaced gold in recent weeks. While gold faltered amid concerns over crowded trades—exemplified by long lines for physical gold purchases in Sydney—Bitcoin recorded its largest gain since April, according to TradingView. This shift highlights growing institutional and retail appetite for crypto as a hedge against inflation and geopolitical risks.

Technical analysis reinforces the narrative of resilience. Bitcoin has rebounded from key support levels, including the 200-day moving average and a three-month trading range's lower trendline, according to Yahoo Finance. Traders are now watching $117,000 and $123,000 as critical resistance levels, with a successful breakout potentially signaling a new bullish phase. Meanwhile, risks persist, including a potential $7.2 billion Bitcoin dump from UK–China legal proceedings and geopolitical tensions noted in that Cointelegraph piece.

The convergence of technical optimism, institutional adoption, and macroeconomic tailwinds paints a picture of a maturing market. As JPMorgan's collateral program and ETF inflows gain momentum, Bitcoin's role in institutional portfolios is shifting from speculative exposure to strategic asset management. With volatility remaining a hallmark of the sector, the coming weeks will test whether the current consolidation phase culminates in a sustained rally—or a deeper correction.