Bitcoin News Today: DeFi's MUTM Rises on Security and Utility as SHIB Loses Momentum

Shiba Inu (SHIB), the meme coin that once dominated crypto headlines, is showing signs of waning momentum, with analysts shifting focus to Mutuum Finance (MUTM), a decentralized finance (DeFi) token surging 250% in its presale. While SHIB's price action suggests potential for a 250% increase, MUTM's structured presale and utility-driven model have attracted over 16,800 investors, raising $17.25 million as of phase 6.

Shiba Inu has lingered in a tight trading range for months, consolidating near key support levels like $0.00001010. Technical analysts highlight a potential breakout above $0.00001760, but recent volatility, including a high-profile Shibarium hack, has eroded investor confidence. Meanwhile, SHIB's token burn rate-despite a 3,484% surge in 24 hours-has only marginally reduced its circulating supply. Critics argue that SHIB's reliance on speculative hype lacks the structural utility to sustain long-term gains.

Mutuum Finance, by contrast, is leveraging a hybrid lending model combining Peer-to-Peer (P2P) and Peer-to-Contract (P2C) mechanisms. At $0.035 in presale phase 6, MUTM has already unlocked 60% of its current offering, with projections suggesting a 7,250% price increase as it transitions to a fully operational lending platform. The project's security-first approach-bolstered by a CertiK audit (90/100 score) and a $50,000 bug bounty program-has further solidified its appeal.

The protocol's roadmap includes a Sepolia Testnet launch in Q4 2025, featuring liquidity pools, mtTokens for yield generation, and a liquidator bot to manage risk. Early buyers in phase 1, who paid $0.01, have already seen a 250% return, while phase 6 investors face a 14.3% price jump in phase 7. With a $100,000 giveaway and a leaderboard incentivizing top contributors, MUTM's community-driven growth strategy mirrors the viral dynamics of meme coins but with tangible DeFi utility.

The broader crypto market's pivot from speculative assets to utility-based protocols is evident in MUTM's success. Unlike SHIB, which relies on social media trends, MUTM's double-lending model offers scalable liquidity and institutional-grade security. Analysts at Invezz argue that MUTM's 50x upside potential-driven by its planned overcollateralized stablecoin and token buybacks-could outpace Bitcoin's (BTC) projected 2x growth by 2026.

Despite its momentum, MUTM faces challenges. The DeFi sector remains volatile, with regulatory scrutiny intensifying as projects scale. Additionally, presale price increases could deter latecomers, and the token's post-launch performance hinges on adoption rates for its lending platform. Investors are advised to conduct due diligence, as the project's long-term success depends on execution, not just hype.

As Shiba Inu falters, Mutuum Finance exemplifies the next wave of DeFi innovation, blending disciplined collateral management with community engagement. With $17.25 million raised and a clear roadmap, MUTM's presale represents a compelling case for investors seeking high-growth utility tokens. However, the crypto market's inherent volatility underscores the need for caution, even as MUTM's 7,250% price target captures imaginations.

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Source: [1] Shiba Inu (SHIB) Price Eyes 250% Upside But Mutuum Finance At ... (https://www.cryptopolitan.com/shiba-inu-shib-price-eyes-250-upside-but-mutuum-finance-at-0-035-is-expected-to-rise-over-7250/)

[2] Mutuum Finance Price Prediction: How Much $400 in MUTM ... (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/mutuum-finance-price-prediction-how-much-400-in-mutm-could-be-worth-if-held-until-2035)

[5] Mutuum Finance (MUTM) Surges 250% as It Surpasses 750M ... (https://blockchainwire.io/press-release/mutuum-finance-mutm-surges-250-as-it-surpasses-750m-tokens-sold-and-gains-over-16800-investors)

[7] BTC may 2x in 2026, but analysts suggest $0.035 DeFi ... (https://invezz.com/news/2025/10/07/btc-may-2x-in-2026-but-analysts-suggest-0-035-defi-token-with-50x-upside/)

[9] Shiba Inu Updates: Is SHIB Price Heading For 20% Growth In 2025 ... (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/shiba-inu-updates-is-shib-price-heading-for-20-growth-in-2025-as-experts-suggest-remittix-to-go-from-010-to-5)

[10] Shiba Inu Price Prediction 2025 to 2030 - thecurrencyanalytics.com (https://thecurrencyanalytics.com/defi/shiba-inu-price-prediction-2025-to-2030-180761)