Bitcoin News Today: Dalio Recommends 15% Gold or Bitcoin to Hedge Against Fiat Devaluation and Macroeconomic Risks

Ray Dalio has reaffirmed his recommendation for allocating 15% of investment portfolios to either gold or Bitcoin as a hedge against currency devaluation, emphasizing their role in mitigating risks posed by expansive central bank policies and rising national debt. The Bridgewater Associates founder, a prominent voice in global finance, outlined this strategy in a recent podcast interview, highlighting his preference for gold while acknowledging Bitcoin’s utility as a diversifier [1]. Dalio’s approach reflects a long-term view of macroeconomic instability, where traditional cash holdings are vulnerable to inflation and fiscal pressures, while assets with limited supply—like gold and Bitcoin—offer a counterbalance [2].

The investor’s rationale centers on the devaluation of fiat currencies, which he attributes to excessive money printing and unsustainable debt trajectories. “The core issue lies in the erosion of purchasing power,” Dalio noted, stressing that investors must account for scenarios where central banks maintain ultra-low interest rates and expand balance sheets [3]. His 15% allocation rule serves as a safeguard, allowing portfolios to retain exposure to traditional assets like equities and bonds while hedging against systemic risks. This strategy aligns with his broader philosophy of balancing uncorrelated assets to navigate uncertainty, a framework he has refined over decades of managing large-scale investments.

While Dalio personally favors gold, he leaves room for individual preferences, suggesting that investors with strong convictions toward Bitcoin could allocate more to digital assets. He described Bitcoin as a “practical diversifier,” noting its potential to act as a digital counterpart to gold in an environment of fiscal uncertainty [4]. This endorsement signals a shift in institutional perceptions, as cryptocurrencies increasingly gain recognition beyond speculative trading. However, Dalio’s approach is risk-managed, focusing on percentage-based exposure rather than outright bets, which helps temper concerns about Bitcoin’s volatility.

Critics have raised questions about Bitcoin’s suitability as a hedge, given its price fluctuations. Yet Dalio’s emphasis on diversification—combining gold and Bitcoin—addresses these concerns by leveraging the strengths of both assets. Gold’s historical role as a safe-haven and Bitcoin’s decentralized, inflation-resistant properties create a dual-layer protection strategy. This is particularly relevant in the current climate, where U.S. debt-to-GDP ratios and inflationary trends have heightened fears about the dollar’s long-term value [5].

The 15% rule has already influenced portfolio strategies at several high-profile investment firms, with managers incorporating both gold and Bitcoin to hedge against dollar depreciation. This trend underscores growing acceptance of cryptocurrencies in mainstream finance, driven by institutional demand for alternative assets. Dalio’s influence further legitimizes the concept, as his investment philosophies have historically shaped market behaviors. By bridging traditional and digital assets, his recommendation offers a pragmatic framework for navigating an era of fiscal uncertainty.

As macroeconomic risks persist, Dalio’s guidance provides a clear, actionable guideline for investors seeking to protect against the devaluation of fiat currencies. His approach not only addresses immediate concerns about monetary policy but also acknowledges the evolving landscape of global finance, where digital assets are increasingly viewed as integral components of diversified portfolios [6].

Sources:

[1] [Billionaire Dalio Backs 15% Bitcoin (BTC) or Gold Allocation](https://u.today/billionaire-dalio-backs-15-bitcoin-btc-or-gold-allocation)

[2] [Billionaire Ray Dalio Recommends 15% Bitcoin Allocation](https://cryptonews.com/news/billionaire-ray-dalio-recommends-15-bitcoin-allocation-as-fiat-currencies-face-classic-devaluation/)

[3] [Ray Dalio Endorses Bitcoin as Hedge Amid U.S. Debt Concerns](https://defi-planet.com/2025/07/ray-dalio-endorses-bitcoin-as-hedge-amid-u-s-debt-concerns/)

[4] [Ray Dalio Urges Bitcoin Or Gold: Says Fiat's On A Slippery](https://financefeeds.com/ray-dalio-urges-bitcoin-or-gold/)

[5] [Ray Dalio Endorses 15% Bitcoin or Gold Portfolio Allocation](https://www.fxleaders.com/news/category/altcoins/)

[6] [Author: Olumide Adesina](https://www.fxleaders.com/news/author/olumideadesinaoutlook-com/)