Bitcoin News Today: Bitcoin Surges Past $119,000, Ethereum Jumps to $3,900 on ETF Inflows and Corporate Adoption

The cryptocurrency market continued its upward trajectory on July 25, with Bitcoin and Ethereum outperforming expectations amid growing institutional and geopolitical dynamics. Bitcoin prices held above $119,000, while Ethereum surged past $3,900, driven by robust net inflows into exchange-traded funds (ETFs) and strategic corporate adoption [1].

Trump Media & Technology Group (TMTG) announced a $2 billion Bitcoin allocation to its corporate treasury, marking a significant shift in politically affiliated entities’ engagement with crypto. This move mirrors MicroStrategy’s earlier BTC investments and underscores Bitcoin’s growing appeal as a long-term value store among non-traditional institutional actors. Analysts suggest the timing, coinciding with heightened U.S. election-related narratives, could signal broader political alignment with crypto adoption [1].

Meanwhile, Visa’s vice president of crypto operations, Cuy Sheffield, highlighted expanding stablecoin integration in Latin America, Africa, and Southeast Asia. The company emphasized stablecoins as a complementary layer to traditional payments, particularly in regions with underdeveloped banking infrastructure. Despite regulatory uncertainties in the U.S., Visa’s pilot programs with USDC and USDP indicate a strategic pivot toward leveraging stablecoin utility [1].

However, the sector faces rising risks. Blockchain security reports and New York regulators revealed a 456% year-on-year increase in AI-powered crypto scams, driven by deepfakes, voice cloning, and phishing bots. A recent Vietnamese-based scam network targeting U.S. users was dismantled, raising alarms about the sophistication of generative AI tools in fraudulent activities. Experts warn that both novice and seasoned investors remain vulnerable as these technologies evolve [1].

Financial Times (FT) analysts issued a cautionary note on crypto-collateralized lending, comparing its systemic risks to the 2008 mortgage crisis. The column cited JPMorgan’s token-backed loan offerings as emblematic of a trend that could amplify liquidity crises if a stablecoin depegging or token devaluation occurs. With DeFi and traditional finance (TradFi) increasingly overlapping, calls for regulatory clarity have intensified [1].

Market data underscored Ethereum’s dominance in ETF flows. In July 2025, ETH-based funds recorded $4.57 billion in net inflows—the largest monthly figure in history. On July 25 alone, $452.8 million flowed into these products, outpacing Bitcoin’s $547.7 million in July inflows. This contrast followed Ethereum’s July 2024 record low for ETF outflows, a reversal attributed to ETF approvals and expanded Layer-2 adoption [1].

The divergence between Bitcoin and Ethereum’s ETF performance highlights shifting investor priorities. While Bitcoin’s institutional adoption remains strong, Ethereum’s momentum reflects growing confidence in its technological advancements and regulatory developments. Analysts note that these trends could reshape crypto market dynamics in the coming quarters, though systemic risks from emerging lending models and AI-driven fraud demand vigilance [1].

Source: [1] [Top Crypto News Today, Bitcoin Strong, Ethereum Surge] [https://coinpedia.org/news/top-crypto-news-today-bitcoin-strong-ethereum-surge/]