Bitcoin News Today: Bitcoin Native Finance Gains Momentum with Five Key Projects Driving Innovation

Bitcoin's financial ecosystem is expanding rapidly, driven by projects that are leveraging the network's unmatched security and liquidity to build innovative financial infrastructure [1]. Once constrained by the limitations of Bitcoin’s non-Turing complete scripting language, the emergence of scalable Layer 2 solutions has enabled a broad range of onchain finance applications—ranging from stablecoins to lending and payments. These developments are now making it possible to replicate and even enhance the functionalities available on other blockchain platforms, particularly Ethereum.

Among the leading projects fueling this transformation is , which is revolutionizing BTC-based payments via the Lightning Network (LN) [1]. The Strike app simplifies LN usage, allowing users to send and receive payments instantly and at negligible fees, with the option to convert BTC to local fiat for seamless transactions. Its growing popularity in Latin America, particularly in Mexico, underscores its potential as a tool for cross-border remittances. Strike also supports bill payments, savings, and lending, making it a versatile platform for both casual and serious bitcoin users.

Another groundbreaking project is , which is set to launch the first Bitcoin-based stock exchange in September [1]. This platform allows users to trade traditional financial assets such as indices, commodities, and foreign exchange using BTC as collateral. By eliminating the need to convert to fiat, Roxom enables traders to leverage their crypto holdings for positions in real-world assets. It represents a significant step in the convergence of traditional and onchain finance, offering a secure and efficient interface for institutional and retail users alike.

is another key player, positioning itself as the first all-in-one Bitcoin banking app [1]. The platform allows users to spend BTC and other cryptocurrencies using Mastercard, Apple Pay, or Google Pay, while also offering budgeting, expense tracking, and card management tools. With a debit card already available and a credit card in the works, Mobilum is aiming to replace traditional banking apps by providing a comprehensive solution for managing both crypto and fiat transactions. Its gradual rollout this year signals a shift in how people can interact with digital assets in everyday financial contexts.

, one of Bitcoin’s most seasoned companies, continues to play a critical role in infrastructure development [1]. Known for its contributions to the Lightning Network, Blockstream also enables node synchronization via satellite, allowing users to access the Bitcoin network without traditional internet. The Blockstream app is designed for both beginners and experienced users, offering a streamlined interface for purchasing, storing, and using BTC. The app is fully open source and integrates Lightning Network for flexible spending and saving options.

Finally, and are pushing the boundaries of Bitcoin smart contracts through Layer 2 solutions [1]. Stacks provides a platform for building DeFi applications and supporting Ordinals and Runes, all while maintaining Bitcoin’s security. Developers are increasingly turning to Hiro for its tooling and educational resources, which lower the barriers to entry for building on Bitcoin. Hiro’s customizable wallet templates and plug-and-play integrations are accelerating adoption on Stacks, positioning it as a key enabler of Bitcoin-native finance.

Together, these five projects illustrate the maturation of Bitcoin’s financial infrastructure. What was once a niche experiment is now a viable alternative to traditional and Ethereum-based finance, with real-world use cases and growing adoption. As user-friendly tools continue to emerge, the learning curve is diminishing, making it easier for a wider audience to engage with Bitcoin-based services.

Bitcoin-native finance is not just a concept—it’s a reality being built by these pioneers. For those who are bullish on Bitcoin, the rise of these native financial tools represents a fundamental shift in how value is stored, transferred, and used in the digital economy [1].

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: [1] 5 Projects That Are Powering the Rise of Bitcoin-Native Finance (https://cryptodaily.co.uk/2025/08/5-projects-that-are-powering-the-rise-of-bitcoin-native-finance)