Bitcoin News Today: Bitcoin-Native Finance Expands With 5 Pioneering Projects Driving Adoption

Bitcoin-native finance is undergoing a transformative phase, with infrastructure and applications rapidly expanding beyond mere value storage to include a full suite of financial services. Five key projects are at the forefront of this evolution, leveraging Bitcoin’s robust security and liquidity while overcoming its inherent limitations through scalable Layer 2 solutions and innovative design. These projects are redefining what is possible with Bitcoin, from everyday payments to institutional-grade trading platforms[1].

Strike is revolutionizing Bitcoin payments via the Lightning Network, enabling users to send and receive BTC globally with minimal fees and near-instant confirmations. The app abstracts much of the complexity of the Lightning Network, making it as simple as using a credit card. It has gained traction particularly in Latin America, where it is being used for remittances, bill payments, and even as a savings tool. By allowing users to convert local currencies into BTC and spend it seamlessly, Strike is making Bitcoin more accessible to non-crypto-native users[1].

Roxom is set to launch the first Bitcoin-based stock exchange in September, allowing traders to leverage BTC as collateral to take positions on real-world assets such as indices, commodities, and foreign exchange. This innovation eliminates the need to convert to fiat, offering a seamless bridge between traditional finance and onchain markets. Roxom is particularly appealing to professional traders and institutions that seek exposure to traditional markets without leaving the crypto ecosystem[1].

Mobilum is building a comprehensive Bitcoin-based banking application that enables users to spend, budget, and manage both crypto and fiat in a single, user-friendly interface. The app features a Mastercard-linked debit card that allows BTC and other cryptocurrencies to be used at any merchant that accepts major payment networks. With the addition of a credit card in the works and a fully integrated neobanking platform, Mobilum is positioning itself as a one-stop financial solution for crypto users[1].

Blockstream, one of the oldest companies in the Bitcoin space, continues to lead in infrastructure development. It is best known for its contributions to the Lightning Network and for pioneering satellite-based Bitcoin node syncing. Its consumer-facing app offers a sleek user experience for purchasing, storing, and transacting BTC, all while maintaining a high level of security and open-source transparency. Blockstream’s tools are designed for both newcomers and seasoned Bitcoiners, making it easier than ever to engage with the ecosystem[1].

Stacks and Hiro Wallet are driving the development of Bitcoin smart contracts on Layer 2. Stacks provides a secure and scalable environment for DeFi and NFT-like applications such as Ordinals, all while leveraging Bitcoin’s security. Hiro acts as a developer hub, offering tools and templates to create custom wallets and dapps with support for advanced features like Ordinals and Runes. As DeFi expands on Stacks, Hiro plays a crucial role in accelerating development and adoption[1].

Together, these projects are lowering the barriers to entry for Bitcoin-based finance, making it more intuitive and functional for everyday users and professionals alike. As the infrastructure matures, the distinction between onchain and offchain finance is becoming increasingly blurred—offering the benefits of web3 with the security of Bitcoin. For those who are bullish on Bitcoin, the rise of native onchain finance represents a significant and irreversible shift in the financial landscape[1].

Source: [1] 5 Projects That Are Powering the Rise of Bitcoin-Native Finance (https://coinmarketcap.com/community/articles/68920f8844f4f82b33b997e0/)