Bitcoin News Today: Analysts Highlight Mutuum Finance as Top Buy in Crypto Pullback

Analysts are highlighting a specific cryptocurrency as a top buy during the current market pullback, suggesting it could outperform well-known tokens such as ADA, DOGE, and MATIC. The focus is on Mutuum Finance (MUTM), a decentralized, non-custodial lending and borrowing protocol, which is attracting attention for its innovative approach and strong fundamentals [1].

The crypto market has seen a recent correction, with many altcoins struggling to regain momentum. DOGE, for example, is under pressure and has failed to maintain key technical levels, raising concerns about a potential bearish shift. Shiba Inu and other meme coins are also facing uncertainty, with reports indicating that DOGE could break down if it fails to stabilize above critical support [2]. Meanwhile, Cardano's ADA has not shown significant signs of a rebound despite being closely watched through its Fear and Greed Index [7].

Mutuum Finance stands out by offering a dual-lending model that allows users to participate in both P2C and P2P pools. In the P2C environment, lenders deposit blue-chip cryptocurrencies or stablecoins into liquidity pools, earning interest that adjusts based on utilization rates. For instance, a $25,000 BNB deposit in a pool with 65% utilization can yield a 19% annual percentage yield (APY), translating to $4,750 in annual earnings [1]. Borrowers can also access liquidity without selling their underlying assets, enabling them to maintain exposure to potential price gains while meeting immediate financial needs.

For higher-risk tokens like DOGE or FLOKI, Mutuum Finance facilitates P2P lending, where lenders and borrowers negotiate terms directly. This model allows for tailored risk profiles and interest rates, ensuring that the main liquidity pools remain stable while offering diversified earning opportunities [1].

The project is currently in Phase 6 of its presale, with the token priced at $0.035. The presale has already raised $14.68 million, with 22% of the phase’s supply sold and over 15,500 holders onboard. The next phase will increase the price by 15%, to $0.04, offering a limited window for investors to acquire tokens at a discounted rate. Early investors in Phase 1 have seen substantial unrealized gains, with some seeing token values grow from $4,000 to $14,000 in the initial phase. Analysts predict that the listing price of $0.06 could see these gains rise to nearly $24,000 [1].

Security and trust are central to the project’s appeal. Mutuum Finance has undergone a CertiK audit, achieving a Token Scan score of 95 and a Skynet score of 78. A $50,000 USDT bug bounty program incentivizes white-hat researchers to identify vulnerabilities, while a $100,000 giveaway of MUTM tokens is boosting community engagement [1].

Looking ahead, the platform will launch its beta version alongside the token listing, allowing users to interact with its full features. Layer-2 integration is expected to reduce transaction costs and increase speed, while the introduction of a stablecoin will add further utility for both lending and borrowing. Anticipated listings on major exchanges like Binance, KuCoin, Coinbase, MEXC, and Kraken will further enhance visibility and drive demand [1].

Bitcoin’s recent performance, with a pullback from an all-time high to around $114,170, has added to the market uncertainty [4]. The Federal Reserve’s upcoming Jackson Hole symposium is expected to influence investor sentiment, with traders split on potential outcomes. The mixed signals from recent economic data, including the July CPI and PPI reports, have further complicated the outlook for crypto markets [4].

In this uncertain environment, analysts recommend considering cryptocurrencies with strong fundamentals and clear technical setups for potential upside during a pullback. Mutuum Finance is being cited as one such candidate, with the potential to outperform ADA, DOGE, and MATIC as the market stabilizes [1].

Source: [1] https://invezz.com/news/2025/08/21/top-crypto-to-buy-in-pullback-analysts-say-it-will-beat-ada-doge-matic/

[2] https://u.today/bitcoin-btc-goodbye-to-120000-dogecoin-doge-can-avoid-breakdown-shiba-inu-shib-price-shock-on-edge

[4] https://decrypt.co/336176/bitcoin-options-traders-split-ahead-feds-jackson-hole-meeting

[7] https://cfgi.io/cardano-fear-greed-index/