Bitcoin News Today: Altcoin Mutuum Finance Targets 30x Gains Ahead of Bitcoin’s Next Bull Cycle

Market speculation is mounting that altcoins could outperform Bitcoin (BTC) before the next major bull cycle, with particular focus on a presale token, Mutuum Finance (MUTM), which is being positioned as a high-potential play in the decentralized finance (DeFi) sector. At the time of writing, MUTM is in Phase 6 of its presale, priced at $0.035, with analysts and traders forecasting a 30x return as it moves toward a post-listing target of $1.05. This projection is based on tokenomics, platform growth forecasts, and planned Layer-2 deployment, which is expected to enhance scalability and reduce gas costs [1].

Unlike many memecoins or tokens with unclear use cases, MUTM is being developed with a clear utility-driven roadmap. The project is building a decentralized lending ecosystem that incorporates both P2P and P2C (peer-to-contract) lending mechanisms. On the P2C side, users can deposit blue-chip assets like Ethereum, BNB, or stablecoins into liquidity pools and earn high-yield passive income. For example, a $8,000 deposit in MATIC could yield 9.5% APY—equivalent to $760 annually—by contributing to the ecosystem. Borrowers can leverage these pools with a 65% loan-to-value ratio, allowing them to unlock liquidity without selling long-term holdings [1].

On the P2P side, MUTM is also enabling users to directly negotiate loan terms for more volatile or meme-based assets like DOGE, FLOKI, and BONK, offering greater flexibility and attracting a broader user base. This dual approach is seen as a catalyst for DeFi expansion and could help MUTM differentiate itself in a crowded market. The team also plans to integrate the platform onto a Layer-2 network at launch, further reducing transaction costs and improving speed—both critical for broader adoption [1].

Security and community trust are being prioritized through partnerships with audit firms like CertiK, which gave the platform a Token Scan score of 95.00 and a Skynet rating of 78.00. A $50,000 bug bounty campaign and a $100,000 token giveaway are also underway to engage ethical hackers and early supporters. The project has already attracted more than 12,000 followers on X (formerly Twitter), and the presale is nearing sellout. Once Phase 6 closes, Phase 7 will raise the price to $0.040, marking a 15% increase for new buyers [1].

The broader market context is also supporting altcoin optimism. The ETH/BTC ratio recently hit 0.058, a rare signal that may indicate a shift in leadership from Bitcoin to altcoins [2]. Traders and analysts are increasingly rotating capital from BTC into high-potential altcoins like MUTM, with some predicting 3000% gains for tokens with clear utility and strong fundamentals [1]. While such forecasts are speculative and should be approached with caution, they reflect a growing belief that altcoins may experience a surge in institutional and retail interest ahead of the next Bitcoin rally [3].

Moreover, favorable regulatory developments in the U.S. and the UAE are creating a more supportive environment for altcoin adoption. This, combined with the return of crypto firms to major markets, could further fuel investor confidence in the sector [4].

Sources:

[1] Market Sees This Altcoin Delivering 30x Before BTC’s Next Surge

https://invezz.com/news/2025/08/04/market-sees-this-altcoin-delivering-30x-before-btcs-next-surge/

[2] Ethereum vs Bitcoin Flashes Rare Signal - Altcoins

https://cryptodnes.bg/en/ethereum-vs-bitcoin-flashes-rare-signal-trader-warns-altcoin-boom-may-be-near/

[3] Eric Trump Joins the 'Buy the Dip' Chorus – Could Bitcoin...

https://www.mitrade.com/insights/news/live-news/article-3-1008139-20250804

[4] XRP Eyes 20% Surge in August, Crypto Returns to US

https://www.tradingview.com/news/cointelegraph:680f6625f094b:0-xrp-eyes-20-surge-in-august-crypto-returns-to-us-hodler-s-digest-july-27-aug-2/